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What happens when you hit someone in a car accident then find out you don't have enough insurance to cover all their damages?
Wiki User
∙ 13y ago
Once your insurance has paid, you are responsible for the rest.
Wiki User
∙ 13y ago
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When is liability insurance needed?
When you cause an accident that damages another vehicle or hurts someone
What happens if you drive someone else's car with no insurance and get in an accident?
You are the one legally in the care, custody, and control of the vehicle and therefore are the one who will be cited for driving without insurance. This is just the beginning of your trouble though. If you were at fault, you are also responsible for the damages done in the accident which may include injuries and damages to the vehicle you hit.
What happens if the person that hits you is covered in another state?
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?
You guessed it!
What happens if accident is your fault?
Well Someone will sue you and the insurance will do something about it!
In motor vehicle accident and person at fault has no insurance?
When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.
If someone has a car accident and does not have insurance how is the other motorist compensated for damages?
Your insurance policy most likely has a clause that protects you up to a certin amount if you are in an accident with an uninsured driver. You can also hire a lawer and sue the other driver for any damages (along with lawer and court fees).
What can someone do if they get into an accident with a vehicle they're still paying for with no car insurance?
The only thing you can do is pay for all your damages out of pocket. After all it was your decision to drive without insurance.
Will my insurance pay for damages for drivers car without license?
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
What is the difference between liability insurance and full coverage?
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
How do you determine the value of scarring due to the negligence of another person in an accident when reporting it to the insurance company?
If someone is seeking damages from an injury as a result of an auto accident and they are not satisfied with the offer from the insurance company I would suggest that a lawyer be consulted.
