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All written policies must address an action or actions, possibly including rules and/or regulations which are to be known by the individuals to whom the policies are directed.

With regard to health insurance, this should involve language about coverage; which conditions and/or procedures are covered (or excluded) and to what extent (percentage) they are covered.

Health insurance policies usually outline the responsibilities of the the insurer, as well as the responsibilities of the insured.

(This is the best that can be done in answering a question as vague as this one!)

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