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Under te fair credit protection act they may coontact you at a reasonable hour this is usually between 8 a.m. and 9 p.m.

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15y ago
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9y ago

There are certain hours that debt collectors are permitted to call an individual. They are not allowed to call someone after 9 pm or before 8 am.

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Q: What hours can bill collectors call?
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Yes. Debt collectors must adhere to the regulations set out in the Fair Debt Collections Practice Act. The collector must call between the hours of 8 a.m. and 9 p.m. in the debtor's time zone. Although there is no set amount of calls that can be made during that time period such contact cannot be continuous (hour after hour) or excessive in such a way that it can be defined as abusive.


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