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Then the people will be charged with insurance fraud.

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Q: What if a fraudulent vehicle accident and there is no damage to either vehicle?
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What happens when there is an accident and both parties agree no damage then A week later they claim damage?

If an accident occurred, it is not uncommon to find damage after the fact. Even in slower collision, there can be damage underneath the bumper of the vehicle. Happens all the time. In those circumstance, the party at fault can choose to either pay out of pocket for the damage or file the claim with their insurance company.


Is it worth it to trade insurance info in a mild accident if there is no visible damage to either vehicle?

absolutely and should promptly report to company, other driver can come back in a month with entire vehicle damaged claiming you did so........


Will bar and chain oil damage a vehicle?

Not damage it, but not the best lubrication either.


Does your own liability cover your pasenger?

Yes, if you are at fault in an accident, Your liability may cover certain claims of damage or injury for a passenger in your vehicle. Liability claims can come from passengers of either vehicle as well as pedestrians and other injured parties.


What can you do if you received a careless operation ticket when you jackknifed a commercial vehicle but the damage was minor the vehicle was not towed the officer wrote the accident as dot reportable?

Not all officers are trained in the Federal Motor Carrier Regulations. A Recordable Accident is defined as an accident resulting in a fatality, an injury requiring anyone involved being transported to a medical facility, or either of the vehicles requiring to be towed. There can be differences between a DOT Recordable Accident and a Recordable Accident. In Idaho, up until recently, any accident with damage exceeding 500.00 was recordable. In Pocatello, ID any accident with ANY damage was reportable. If you are worried about a recordable accident affecting your safety rating, contact your local Federal Motor Carrier Administrative office, and they can best assist you.


If you are at fault for an accident but there is no body damage on either vehicle should you still report it to your insurance just in case?

Did anything accrue any costs that exceed $500.00? If not, it's not worth the damage it will do to your driving record. As long as nobody is hurt and there is no damage, just let it go and be more careful next time. :)


What are the steps to take when one has been in a minor car accident?

The steps when one has been in a minor car accident where there are no injuries and minimal-to-no damage to both vehicles are still fairly similar to the steps involved in a major car accident. Drivers should turn on the hazard lights on their cars. Make sure to note the characteristics and license number of the other vehicle(s) involved. The police should be called immediately, even if nobody is injured and there is no major damage to either vehicle, because the insurance companies often look for a police report. Both drivers should attempt to move their car to the shoulder or off of the major road to avoid traffic congestion or further damage to either vehicle, but only if it is possible, safe, and very close.


What does auto collision insurance mean?

Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.


How is Or applied in sentence?

Do you like apple juice or cranberry juice? The damage was either an accident, or it was deliberate vandalism.


Who owns the salvage in an auto accident?

Either the cars owner or the insurance company who paid for the totaled vehicle


How do you decide whether to report an accident and make an insurance claim?

If there is some damage to either vehicle. It's always wise to report it then because the other person you may have hit could come back on you and make things much more complicated than they were. If there was no damage done to either vehicle and the person wasn't that concerned, then I wouldn't bother. If it was a big enough bump to jar one or both of you report it even if the vehicles involved had only minor scratches or a slight dent. Marcy


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.