What if you dont have insurance?
You don't have any protection without insurance.
Insurance is a payment plan for when things go wrong. If you don't have insurance you are going to have to come up with all the money at once. With insurance, you are making payments over a period of time to cover you in the event something happens.Insurance is necessary because whether you are a renter or a homeowner, you will most likely keep all of your most cherished belongings in your home with you… Read More
Generically, it is referred to as homeowners insurance. There are various types of it, such as that which:1. Covers the building itself;2. Covers the building and contents;If you are asking about cost, there are many variables involved. Some include:1. The geographic location of the home, as premiums vary by state and within states;2. The insurer;3. The amount of insurance on the structure, which may be a function of the value of the building;4. The amount… Read More
So in case they get into an accident their insurance can pay for the damage.-becuase if you dont have insurens on your house and i burns down in a fire, you have to pay for it all by yourself. if you get in a car reck or if someone totals your car, you have to pay for the dammage. with ensurance you pay a monthly fee and if something like that happens your covered.
There are too many variables. You need to contact a local agent or agency and ask for quotes.
why is there a need for insurance? why is there a need for insurance?
Most companies offer stand alone dental insurance. At BlueCross Blueshield of Florida, we offer dental insurance as little as $10.65/month for an HMO plan and $23.03/month for a PPO plan. If you are in Florida, see my profile link below, or check with a BlueCross BlueShield agent in your state.
If you don't have insurance then there will be no one to pay for an accident. If you are hit by someone who doesn't have insurance your own insurance policy may pay for damage to your vehicle as well as bodily injury within your policy or state limits
motorcycle insurance = insurance for motorcycle car insurance = insurance for car
Yes, in most cases your credit history can not be the sole basis for rejection of coverage. Your claims history and animals will be the biggest determining factor in whether you get coverage or not.
Yes. They are different.
Can your uninsured auto insurance cover an accident you have on your motorcycle if that doesn't have uninsured insurance?
Yes and no. Yes if it to cover medical expenses. You can pull on your med-pay and your uninsured motorist policy I believe. But don't expect them to cover damages to car. I would stick with med-pay as a better option though. Attorney! Attorney!! Attorney!!! That's what I have to say. Insurance company want to save money! Yours and theirs. Their job is to pay out as litte as possible! Yes you pay attorney fees… Read More
If they find out you lied they can deny the claim.
Some landlords may require you to carry tenants insurance in order to rent. If they don't it is still a very good idea to have it and very inexpensive.
Most states require either the insurance or a cash bond to be on file with the state. The insurance is always less expensive than the bond but it is an option.
You dont need insurance the vehicle you drive needs it. If you own a motorcycle you will need insurance that covers any drivers of that motorcycle
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
This depends on what you mean by mortgage insurance. If you are talking about products like PMI (Premium Mortgage Insurance) look on your escrow billing and it will be listed. If you are talking about a life insurance policy that would be either through credit life with your mortgage company or separately through an insurance company.
If you have a mortgage and you tear down the house you had when you got the loan do you have to have insurance until you have rebuild.?
If there is any type of structure on the land it will require insurance..but "raw land" does not require insurance. During to course of construction you will have to carry insurance on the property in case of fire or other hazards. Most lenders want the coverage to be equal to the amount of the loan balance.
You would be lucky to get insurance
Only if you are a named driver on the policy.
If your property is in a flood plain or your mortgagor requires flood insurance, no, you cannot cancel flood insurance.
No you don't have to, but you would be a fool not to carry enough insurance to cover your mortgage! However, most mortgage lenders do require it, and if so, they will not make the loan if you refuse to carry the mortgage insurance. In that case, the choice is yours.
Sure, you can. The insurance company should pay you a pro-rated refund after you cancel the policy.
Yes, you can. However, you may want to shop around since many companies will give you a discount when you have multiple products with them. Also, should you have an event that involves both, then you have to only deal with one company.
If you have full coverage.....but then your premium might go up if you decide to make a claim
Some police will be nice and give you 24-48 hours to go home and get it and brinf it to the station. But they dont have to give you anything.. they can just charge you for driving without insurance. you can prove it to be untrue of coarse but its a pain
If you have a home loan without mortgage insurance can the lender demand payment from your estate or heirs if you pass away?
Yes. The mortgage note is still a legally binding contract enforceable on the estate.
That will depend on where you live. In Alberta we have private insurance companies and no it is not a part of our job to notify motor vehicles if your policy is cancelled or lapsed. You do need the pink card to renew your registration though.
I just had a prescription filled for 30 20mg Adderall XR capsules. Without insurance it would have been around $215! Since my insurance sucks I still paid around $175. Gonna talk to my doctor about switching to Dexedrine which is comparable to Adderall and costs around $40-50 depending on the dose. Just an FYI, you can get a generic version of Adderall (sold as mixed amphetamine salts), but only in the instant release version. Adderall… Read More
What are you asking? I do, yes. That's only because I have a motorcycle policy for my motorcycle. You are not covered from an auto policy to drive a motorcycle.
that's if you've already had a car
Yes, You can get a non owners insurance policy with an sr22 certificate for filing or you can be added onto someone Else's auto insurance policy and have the sr22 issued for your state The SR22 is not insurance though, it's a certificate (evidence) for your state as proof that you are now insured to drive after some past violation you had.
It should. Read your insurance policy, or call your agent.
Another way to get lower rates is to take Motorcycle Safety Foundation (MSF) courses. Most insurance companies offer discounts for completion of these courses, not to mention that they are just a good idea to take.
Motorcycle policies and auto policies are mutually exclusive meaning there is no coverage on an auto policy for motorcycles and vice versa. They are separate policies and each contains exclusions for the other type of vehicle. Accidents on either a motorcycle or car/truck will impact rates on both policies equally. In other words if you have an at-fault accident in your car it will affect the premium on your motorcycle policy. If you are asking… Read More
It is the Mortgage company's requirement. One of their conditions for loaning you the money is that you carry insurance. This protects their investment in the home. If you attempt to cancel the insurance after you get the loan, your agent is required by law to notify the lender. They will then placed forced coverage on the property. This coverage is much more expensive and only covers the lender, not you. So you are best… Read More
I would imagine he would carry whatever is reasonable and necessary. Life, DI, LTC, Health, Auto, Home, Liability, etc.
Yes. there is renter's insurance that offers optional "Involuntary Unemployment" insurance coverage.
Insurance companies investigating or handling a claim appoint an adjuster. I know of no instance where an insured or claimant would hire an insurance companies adjuster. If you disagree with the company adjusters valuation or handling of your claim, You are welcome to go out and hire your own public adjuster to get a second opinion.
that is decided by individual sellers
Are you referring to mortgage insurance that is added to your monthly payment in case of default? Anyone with an ltv at 80% or greater. Or are you talking about mortgage life insurance? These are two very different things. You only need mortgage life insurance if you do not already have a life insurance policy that is adequate to pay off the mortgage.
I doubt that the law requires it, but your mortgage company certainly does - if your house is damaged beyond repair and you depart, the company will want the means to get its money back.
You only need Auto Insurance if you have a vehicle. Additionally, if you primarly rent vehicles, you should purchase a "non-owned" policy, or be sure you purchase the insurance that the rental company provides. AnswerAbout the only time that you have to have auto insurance without owning a car is if you are required the have an SR-22 in order to maintain a valid driver's license. In the case where you don't own a car… Read More
== == Yes. Any vehicle driven on public roads requires you to have insurance. A strictly off road vehicle, as in (Dirt Bike), that is not street legal requires no insurance.
Most likely it will not go up at all. This is because the Insurance company generally will just cancel the policy as soon as they discover you have a trampoline on the property.
Very good question. You will be cited for not having insurance coverage as mandated by law, however, if the cop was at fault, you have a valid cliam, which you need to puirsue with the cop's insurance co.
no collision insurance avalible usually
I have my auto insurance with NJM If I choose Progressive for my motorcycle insurance and I get a ticket with my auto insurance NJM will my Progressive motorcycle insurance rise as well?
yes, if they run a 'clue' or driving record.....your driving record, or violations, of course are under your license and not each vehicle......they are insuring the 'driver' as well as the vehicle........
In TX, you are only required to have liability by the state, but if you get the bike financed the lending institution will require full coverage so they dont get stuck w/ your loan should you screw up your bike. However, state laws can vary, so ck. w/ your agent to be absolutely sure.