Debt Collection

What information can you gather from a debt collector?

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2011-07-13 23:44:54
2011-07-13 23:44:54

A debt collector can tell you and is required by the FTC to provide you in writing the name of the person or company you owe the money to, the amount of the debt, and what you can do if you think you do not owe the debt. If you need to know more information about debt's you owe,contact the FTC.

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Related Questions


Information about a job as an USA debt collector can be found online. A wonderful source of information is your local unemployment or workforce office.

No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.

The duration of The Debt Collector is 1.82 hours.

NEVER give your bank account information nor your employment information to debt collectors..

This is a attempt to collect a debt and any information obtained will be used for that purpose this is communication from a debt collector

The Debt Collector was created on 1999-06-25.

Federal law, and most State laws forbid giving any information about a debt to anyone other than the debtor, or the debtors spouse in some States. The person who works with you could file a complaint with the FTC and possibly sue through a consumer rights attorney for violation of the Fair Debt Collection Practices Act. Of course, your testimony as to what information the debt collector gave you about them would be helpful.

Yes, New York allows a debt collector to add interest on a collection debt. For more information please visit www.OntrackFinancialGroup.com Ontrack Financial Group llc 888-686-6834

No, not as long as they were included in the bankruptcy. You should give their information to your bankruptcy attorney, who will contact the debt collector. If that doesn't work, your attorney will certainly know what to do next.

The Debt Collector - novel - was created in 2007.

Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.

The simple answer is yes. You are creating then more paperwork, more opportunities for the payment to get lost, and less of a guarantee that the debt collector will adjust your credit bureau information. It is best to just send payments to the collector.

can a debt collector come to your house to collect a debt

The ISBN of The Debt Collector - novel - is 978-1-59705-856-8.

There is no special education, or sklls to be a debt collector. However, you would have to be of certain character to be an effective debt collector. You must not be too sensitive, and have good communication skills.

If the debt collector is authorized to do a debit withdrawl then there is documentation that you signed authorizing same. If the documentation you signed with the debt collector does not match with the amount being withdrawled from your account, notify your bank immediatly of the fraudulent transactions. Take the documents to the bank. Do not prewarn the debt collector that you are doing this.

Yes, an out of state debt collector can sue you. Many debt collection agencies collect for companies located all over the country.

"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "

It does not follow. The lien of the debt collector comes after the mortgage loan. Which means that the debt collector still may not be able to collect any money.

The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.

A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.

A bill collector may reduce the debt you owe or offer you a lower percentage rate. Usually you can work with them and pay off your debt for a percentage of that debt.

A debt collector is a person who collects debts owed to other people. An attorney is a person qualified to represent parties in a court, and who is specially trained in the law. A debt collector can be an attorney, but need not be one.

No, the collector is not legally obligated to present such information. Under the FDCPA the collector must inform the debtor that account information will be forwarded if the debtor sends a written request within 30 days of receiving the collection notice.


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