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Tenant insurances covers both liability and the contents of the place one is renting. It covers a large number of items, including but not limited to flood damage, stolen property, and destruction of property.
There are many types of building insurances available. The different types of insurances include insurances for property damage, theft, and more.
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.
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In this state, your insurance covers property damage to others, the other persons car insurance covers his bodily injury if it is below $ 10,000, otherwise yours does.
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
Liability
Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.
Property insurance covers damage to physical property, such as homes or buildings, while casualty insurance covers liability for harm or injury caused to others.
If your renters policy covers Sewer Backup then it will cover damage to personal property.
the answer is liability
Landlord insurance typically covers property damage, liability protection, and loss of rental income due to property damage or other covered events.