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Warehouses need:
- Liability
- Property (For building, warehouse equipment, racking, office equipment, and inventory)
- Work comp (If there are any employees)
- Commercial auto (For vehicles used for business purposes
And can also consider
- Employment Practices Liability Insurance
- Crime Insurance (Protects against employee theft)
- Employee benefits
- Excess insurance to increase limits of other policies
- Business Income Insurance (Written with property insurance)
Your insurance broker can actually spend an hour or so understanding your business then suggesting policies customized to meet your risks, but the above policies are commonly purchased by warehousers.
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