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CIF is Customer Information File. It's a number that is needed in core banking branches to Uniquely identify customers so that the repetition in Customer Bank A/c Number could be handled well. This file contains Customer's KYC information and PAN details as well as creditability. The number in front of the Debit card/ATM Card is going to be different one. It needs to be assigned by the cards division. It will not at all match or relate to the CIF or A/c No. The current pattern of SBI embeds the branch code on Debit card but it is not mandatory.

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Alyce Corkery

Lvl 13
3y ago

What else can I help you with?