The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, requires lending institutions to report public loan information. In 2012, there were 18.7 million HMDA records from 7,400 financial institutions.
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A federal act approved in 1975 that requires mortgage lenders to keep records of certain key pieces of information regarding their lending practices. This information includes the number of pre-approvals made, the number of mortgages granted, loan amounts, etc. The primary purposes of the Home Mortgage Disclosure Act (HMDA) are to help authorities monitor discriminatory and predatory lending practices, as well as to ensure government resources are allocated properly.
To find out what kind of people make up the audience of a certain media outlet
"Under Pressure" is a 1981 song by David Bowie and Queen. It marked David Bowie's first released collaboration with another recording artist as a performer, and is featured on Queen's 1982 album, "Hot Space".