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Medicare Part C(also called Medicare Advantage)· Part C is a replacement to Part A and B(& possibly Part D) sold by United Healthcare, Blue Cross and others. Details of coverage vary by company but are similar to Medicare A and B.

· If you have Part C, you generally do not need a Medigap policy because these plans usually pay for the gaps.

· You can join a Medicare Advantage plan during the 3 months before you turn 65 until 3 months after you turn 65. You can change plans or join an Advantage plan between October 15th and December 7th of each year with a January 1 effective date.

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12y ago
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12y ago

medicare replacement- aka as MAPD medicare advantage prescription drug plan. is a policy where private insurance is primary, you usually have a network and copays and drug coverage is included in the policy

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13y ago

A Medicare Replacement Plan is synonomous with the names Medicare Part C, Medicare+Choice, and Medicare Advantage.

In general, what these have in common is that the member gets a wider range of benefits (sometimes including Rx benefits), and often lower copayments than with regular Medicare. What must be kept in mind, however, is that not all medical providers accept all plans, so it is important to check with your providers before enrolling to make sure that it will be worthwhile for you.

You must have Medicare A & B to enroll in such a plan, and there may be an additional premium. Therefore, there will be a cost-benefit analysis.

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Q: What is a Medicare replacement?
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