What does Barack Obama say about healthcare?

Answer 1

He has said he believes access to health care is a right, and he worked to get a bill passed in congress that would expand health care access to more Americans, as well as preventing health insurance companies from denying a person who has a pre-existing condition. That bill, the Affordable Care Act, can be read at the link which I enclose.

Answer 2

President Obama's healthcare plan includes:

- Making Health Insurance compulsory

- Stopping "some of the worst practices of the insurance companies"

- Introducing price competition between insurance companies

- Creating three standard insurance coverage levels to make choosing an insurance plan easier

- Introducing a comparison website where consumers can compare prices and purchase plans

- Maintaining private insurance and private health care providers but providing more subsidies to enable the poor to buy insurance.

Answer 3

Possibly, but not Necessarily.

Obama has only rewritten the rules that health insurance companies use to offer health insurance, i.e. the removal of preexisting conditions as a means of denial for insurance or insurance coverage. He has not forced the insurance companies to make any additional plans of coverage or premium/limit of liability reductions. Therefore, it depends on how the insurance companies react to these new parameters.

Answer 4

The answer depends upon what you have for health insurance. Everyone who has health insurance -- purchased on your own (an "individual" policy) or through your employer (a "group" policy) -- will see some changes as more rules come out about "essential health benefits". All health insurance plans need to cover this list of medical services, but the law was not very specific. Lots of plans will be making changes to ensure that they meet these standards.

If you are older and buy an individual plan, you may see your monthly cost go down or not go up as much as it has in years past. Under health reform, insurers can charge older people up to three times as much as they charge the youngest adults (age 21). Before reform, insurers could charge older people much more than three times their rate for young adults.

If you are younger and buy an individual plan, then you may see your rates go up.

If you are covered by an employer's plan, you might see a change in how much you pay to enroll. Employers cannot charge you more than 9.5 percent of your income to join the group plan. There are a lot of subsidies available to low-income families to help pay for the monthly cost, and for co-pays for medical services.

There are many other things, large and small, that will affect your health insurance as health reform takes effect. This is just a snapshot of the immediate effect on your cost for coverage.

Answer 5

I have no idea that's what i want to know.

Answer 6

He is trying to get a Universal Health Plan passed through Congress for US Citizens. But Congress and Obama will not be on it....interesting.