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SEPP stands for Substantially Equal Periodic Payment. A SEPP is a plan that allows individuals who have invested in an IRA or other qualified retirement plan to withdraw funds prior to the age of 59.5 and avoid income tax and early-withdrawal penalties.
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What is SEPP?
SEPP (Secure Electronic Payments Protocol) is an open specification for secure bank card transactions over the Internet that was jointly developed by IBM, Netscape, GTE, Cybercash and MasterCard. Building on the iKP protocol, SEPP messages are transmitted as Multi-purpose Internet Mail Extensions (MIME) attachments
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