What is a credit counseling agency that can help me with finances?
Credit counseling can be found at many government agencies. Locally, your personal banker may be able to direct you to a reputable credit counselor or coach.
form_title=Receive Credit Counseling form_header=Professionals can help you regain control of your finances. What is your total amount of debt?=_ How many credit cards do you own?=_ Are you currently employed?= () Yes () No What kind of debt do you have?=  Credit Card  Auto Loan  College Loan  Mortage  Other
With so many debt relief options available, it can be difficult to choose the best option. However, before being sucked in by promises of reducing or consolidating your debt, you may want to consider credit counseling. Credit counselors help consumers create a budget and work with their creditors to reduce interest rates and figure out a more affordable payment plan. Unlike other debt relief options, credit counseling will not hurt your credit score. If you…
A reputable financial counseling or credit counseling organization may be able to help you for free. Some have nominal charges for a consultation while many others offer free counseling sessions. Make sure that you seek help from a nonprofit organization so that there is no incentive for them to sell you on any single solution.
Answer: If you're struggling to manage your debts, then credit counseling can help you find a way out. Federal law now mandates that all bankruptcy candidates receive credit counseling before filing. However, credit counseling services can also help you long before bankruptcy becomes a possibility. credit counseling offer a wide range of solutions based on your specific situation. They'll review your finances, advise you about budgeting, and devise a program to help you get out…
Many cities have free credit counseling available. A good credit counselor will help you to develop a budget and help you determine a plan to pay off your debts. Paying more than the minimum will help you pay off the account quicker and you will pay less in interest. Here is a link to a non profit agency that helps with debt counseling: http://www.incharge.org/campaign/july2010/credit-card-debt.aspx?vdn=8297&gclid=CIvOquuS9akCFcPs7QoduRXGag