I would use nationwide, you cant go wrong with those guy. I love them so much. They have you insured for everything. I use them all the time. They even reduce your ticket price.
Yes you can in fact do this online. You can go to any of the major insurance company websites, look at their options and purchase insurance.
All insurance companies will cover a disabled driver if they are able to pass the driving tests. Try progressive.com for multiple quotes.
In Pennsylvania, just as in many other states, car insurance for disabled drivers is very similar to standard car insurance. It is provided by the same insurance companies and functions in exactly the same way as auto insurance for non-disabled drivers. The differences in the insurance usually relate to the cost of the monthly premiums, the amount of information a driver must submit to an insurance company, and the amount of coverage that is provided due to modifications to the vehicle being covered. One complication with car insurance for disabled drivers can occur if the driver has a medical condition that might make it dangerous for them to drive, in which case it could be very difficult to find coverage. Car insurance companies assess whether to extend insurance coverage to an individual based on the amount of risk that is involved. A disabled driver can apply for insurance based on the fact that they have passed driving tests and acquired a Pennsylvania driver's license. This proves that they can drive according to state standards, but the insurance company often requires more information to determine the premiums that will be paid. In general, this involves assessing the type of disability an individual has and then deciding whether the disability can affect the driving skills of the individual. In some cases, for example a person who has uncontrollable seizures or nervous system damage, this could lead to a denial of coverage because a sudden medical event could occur and cause a serious accident. The insurance company will usually want detailed information about the vehicle the disabled driver is using. This is because the vehicle might have special modifications or adaptations that make it possible for the driver to use the vehicle. Special riders must be attached to standard car insurance contracts so that the customizations and modifications are covered in the event of an accident. This type of additional coverage most often increases the amount of a monthly premium to compensate for the potentially higher payout in the event of an accident. The most important part of finding car insurance for disabled drivers in Pennsylvania is providing as much clear and concise information as possible to the insurance company. This is partly so that the insurance company can make an accurate assessment of the rates and types of coverage that are needed, but is also because the policy could be invalidated after an accident if the information it contains is not wholly accurate. Most disabled drivers in Pennsylvania, however, are able to purchase insurance with a minimum amount of hassle at a reasonable rate.
You will need the proof that she is disabled. You can get this information from your doctor if you need it.
you should be able to get any type of car insurance you need. because Pennsylvania is a no fault state so disability should not matter when choosing from the different insurance companys. The reason I know this is because I was hit by another motorist whom ran a light and I still had to pay to get my car fixed
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
If the at-fault driver is not responding to insurance inquiries, you should contact your own insurance company and provide them with all the necessary information about the accident. Your insurance company can then handle the situation and try to resolve the issue with the at-fault driver's insurance company.
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
There are many good insurance companies that offer great plans and discounts for disabled drivers provided that they have good records. Check out Triple A insurance, for one.
In Pennsylvania, you can exclude a driver from your auto insurance policy if they do not regularly drive your vehicle. This is typically done by notifying your insurance company and providing the necessary information about the excluded driver. However, it's important to note that if the excluded driver operates the vehicle, coverage may not apply in the event of an accident. Always check with your insurance provider for specific policies and requirements regarding driver exclusions.
One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.
You can get information related to young driver insurance at compare market insurance.