Customarily, it is referred to as a "claim".
The term usually used is a "claim".
A premium
There is a company called Woodbridge Investments that will offer you cash for your annuity, if you wish to sell it. Otherwise you should contact the insurance company that provided you with the annuity and ask them.
They are called 'Limited Payment Life Insurance Policy' where premium has to be paid for a specific time period.
compensation
The term usually used is a "claim".
A premium
A payment made by a company to its shareholders is called a dividend.
claim
There is an insurance company called Federal Life Insurance Company.
Not if you haven't already accepted the payment. Your policy most likely states that if you 'accept' payment from a tortfeasor then you waive the right to recovery from your own policy. Also, if you have accepted payment but the amount you have accepted is less than the deductible under your own policy, your insurance company may still allow you to file under your own policy. The company will then pursue the tortfeasor or their insurance company for the remaining amount of the damage.
There is a company called Woodbridge Investments that will offer you cash for your annuity, if you wish to sell it. Otherwise you should contact the insurance company that provided you with the annuity and ask them.
Indemnity
Perpetual insurance is not a company, but a form of homeowner's insurance, which has no date of expiration.
It has a small web presence and professes to be a British company that recovers funds for people who have been mis-sold payment protection insurance. It claims to be the "trading name" of another company, Total Legal & Finance, Ltd.
They are called 'Limited Payment Life Insurance Policy' where premium has to be paid for a specific time period.
Very basically, insurance is a contract (called an insurance policy) between one party (the insurance company) and another (the insured). In the case of life insurance, it is a life that is being insured. In return for the periodic payment of money (called a premium) to the insurance company, the insurance company agrees to pay a sum of money when the insured (whose life is insured) dies. The money is generally paid to the person (or sometimes an entity, such as a charity) that is designated in the insurance policy as the beneficiary. The beneficiary is designated by the insured when the insured buys the insurance but can usually be changed up until the time of death.