http://www.equifax.com/home/en_us. This site gives accurate credit reports and also tracks changes in your credit, both good and bad.You have unlimited access ones you subscribe.
File a consumer dispute with the credit reporting agency. You can do that online as each reporting agency has it's own website.
Credit reporting agencies can be found in a number of locations. The most common locations are the yellow pages, on online at equifax, gcs-credit, and consumer.ftc.
There is a wide variety of quality in credit reports online. Make sure that the agency you use is endorsed by the Fair Credit Reporting Act.
Obtaining a free online instant credit report can be pretty difficult. The Fair Credit Reporting Act states that EVERYONE is entitled to one free copy of their credit report. You can request one from your bank or any online credit reporting agency.
There are many companies that claim you can get free credit scores online but, you will have to sign up for some other service to get it. You can however, go to your local credit reporting agency once a year and get a free report.
If you haven't paid to have access, you may be denied access. There could also be a computer problem and you can call the online reporting agency to see if they could help you.
You can find information on credit reporting and protection online and in the stores of the bank or provider you got the credit card from. Just ask them in the store or look for the support online.
Every year you are allowed to get 3 free credit reports online - one from each reporting agency. To access the reports go to www.annualcreditreport.com/ You will need to provide basic information about yourself such as your name, social, and possibly the name of a company you have a loan with for confirmation.
It is not recommended to provide your social security number online when requesting a free credit report. It's best to use reputable and secure websites or contact the credit reporting agencies directly to request your report. Providing your social security number online can put you at risk of identity theft.
Even though credit reporting agencies work hard to keep your credit file up to date, it's still possible for errors to show up in your file. This includes incorrect, incomplete or outdated information. If you discover such errors in your credit report, you have the right - and responsibility - to correct them right away, since inaccuracies could hurt your score and could lower your chances of getting the loans and credit products you seek. If you find an error, or if you see evidence of fraud, you should file a credit file dispute: Contact the credit reporting agency that is reporting the item in question. You will need to tell them why you believe the information is incorrect and, if possible, supply any supporting documentation. The reporting agency will then investigate the disputed information. This includes notifying the creditor that supplied them with the disputed information that you believe the information to be incorrect. The creditor will then have the chance to review and investigate the information in question and report back to the credit reporting agency. When the investigation is complete, the credit reporting agency will notify you of the results and make any necessary changes to your credit file. You should then obtain a current copy of your credit report to verify that all the information is accurate. For more information on specific steps to take, visit: http://www.equifax.com/online-credit-dispute/ provided by Equifax.
There are several different companies that offer instant credit reports online. Most of the credit reporting agencies are not free and will charge you. Try FreeCreditReport.com
Online credit checks are done with the major credit reporting bureaus. Trans Union, Equifax, and Experian. Credit checks can also be done with several of the major credit card companies.