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What is a schedule modification factor on a workers compensation policy?
Wiki User
∙ 13y ago
Its either a credit or a debit.
Some carriers will credit a WC policy based on loss experience or any other factors that would give the carrier insight as to why the insured deserves a credit.
A debit on the other hand, is applied to the WC policy to collect more premium to cover any expected losses... this is typically based on past performances.
Source: WC Experrt
Wiki User
∙ 13y ago
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What prime factor of 8 do workers compensation lawyers use?
2 is the only prime factor of 8.
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market modification can be done by product modification, i.e the promotion of SUNSILK has increased the market share by including a bit modification in their product and adding a factor of dermotologist. actually market modification is the modification in market share.
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Seek Help from a Workers Compensation Attorney?
You should immediately notify your employer if you have suffered an injury at work. At that time, the employer should provide claim forms for you to complete. These forms are submitted to the insurance company and the workers compensation agency in your state. The insurance company pays medical expenses and wages if your employer does not challenge the claim. This is the standard process after a work-related injury occurs in all states. Often, the process goes smoothly. Sometimes, however, things are not that simple and do not work in the interest of the injured employee. A hearing is scheduled if the employer contests the claim. If this occurs, you might need to hire a workers compensation attorney for representation. A determination is made regarding whether or not compensation is owed to you. This decision can be appealed by either you or the employer. Generally, a workers’ compensation claim is your only avenue to receiving compensation for a work-related injury or illness. Some states exempt employers from having workers’ compensation coverage based on the number of employees. One exception is if you are intentionally injured by your employer. It is possible to sue in court for damages if you are able to prove the employer was guilty. A workers compensation attorney can offer guidance for this type of lawsuit. Suffering an injury in the workplace can be a traumatic experience. You are unable to work for a period of time and financial obligations can pile up. The pain from the injury and subsequent treatment is also a factor. You have a right to file a workers compensation claim even if the injury was caused by poor equipment maintenance or inadequate instruction. Hiring a workers compensation attorney to help you through the process can ease some of the emotional and physical stress. A workers compensation attorney will evaluate your claim to ensure that your legal rights are protected. An experienced lawyer can explain the steps in the claims process. He or she will be committed to researching the law, collecting records, planning an effective legal strategy and negotiate with the opposing counsel and insurers. The attorney will also pursue other potential remedies against an entity or individual who could also bear responsibility for your injury. Gathering all of the facts in the case through interviews and expert consultants will reveal these options. This will strengthen your workers compensation case and ensure a fair recovery is granted.
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