When their insurance policy only covers part of a medical expense
When their insurance policy only covers part of a medical expense.
Depends on your financial situation. If you have plenty of money saved to pay a high deductible, you can get a higher deductible and have lower premiums. If you usually do not have a lot of money in savings, a lower deductible would be better so you would be able to come up with the deductible if a claim has to be filed.
If your policy contains a Deductible clause then yes you will have to pay your deductible.
Yes. You would have to pay what your comprehensive deductible is.
No, you have to pay your deductible.
No. You only pay your deductible if you are setting up repairs.
You can pay the deductible for the lap band surgery directly to the hospital or doctors office. You can even ask if you can have a payment plan to pay the deductible.
Yes! I did it and had to pay my deductible.
If they have insurance then you should not have to pay a deductible at all.
You have to pay your deductible no matter what if your insurance company asks for it because that's the part you pay.
Yes you usually have a deductible amount that you have to pay to the hospital.
The premium is what you pay for the policy. The deductible is what the insurance company will not pay for what is covered. For example you buy a car policy for collision. You pay the premium of $50. If you crash the car, the company will not pay any thing less than the deductible. If the deductible was $1000 and you sustained $1500 damage, the company would pay you $500. If the damage was less than the deductible, you get nothing.