The Insurance Companies have their admitted Ship Carriers who fulfills the various conditions specially sea worothiness of the vessel. In Marine policies, sometimes the Insurance Companies stipulates that claims will only be entertained only if the merchandise was carried in their approvied ship carrier company.
Yes
A non admitted insurer is somettimes referred to as a surplus lines carrier.
thats hard to say..AM Best is the gold standard for insurance company ratings... Demotech, while not the best, still gives good predictions of company solvency. I wouldn't be too worried about it so long as the insurance carrier in question is "admitted"
This is called double Billing
What is the question? An insurance carrier is an "insurance carrier." Some government programs may not use the term "carrier" but the effect is the same if you are covered and have a loss.
Admitted insurance is an insurance company that has been approved by a state's insurance department. Admitted insurance varies by state.
An insurance carrier, whether a private carrier or a government program, is referred to as
can you help me find a person's automobile insurance carrier?
Assuming that you are talking about in the case of an accident, you should only talk to your insurance carrier. They will contact the other person's insurance carrier.
It just means they are not an "admitted" carrier. This required the insurance to be obtained through an insurance Broker. Your agent will usually obtain this coverage on your behalf. They sell a variety of types of coverages and policies so it is best to find an independent insurance agent to inform you of the any difference in the policy itself. You will also be required to pay a policy tax to the state which the broker will explain within the entire premium.
Yes
He admitted it to an adjuster then denied it? I doubt that will go very far. If you could provide more details, (you can add to discussion or post on my message board), perhaps I could be of more assistance, as the way the question is presented it wouldn't matter if 'he' denied responsibility if he had already 'fessed' up to his or your carrier.