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An equity indexed annuity is a fixed annuity product offered by an insurance company. It is a unique product for those individuals who want reliability without the risk of loss from the market as in a variable product. You place a sum of money or periodic payments into a product that the company utilizes a market in order to factor what interest you will make. You will not lose your principle or accrued interest due to market loss because your money is never in the market or index.
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What type of annuity credits an individual with a return that is based on changes is an index?
This would be called an indexed annuity or an equity indexed annuity both meaning the same thing.
What type of annuity credits an individual with a return that is based on changes in an index?
This would be called an indexed annuity or an equity indexed annuity both meaning the same thing.
Why is an equity indexed considered to be a fixed annuity?
An equity indexed annuity is considered a fixed annuity because it offers a guaranteed minimum return, similar to traditional fixed annuities, while also providing potential for additional growth linked to a stock market index. This product combines the stability of fixed returns with the opportunity for higher gains, but it typically includes caps on the maximum returns. The principal investment is protected, which aligns with the fixed annuity's characteristic of safety and predictability.
What type of annuity is the individual credited with an return that is based on changes in an index?
Indexed annuity
What type of annuity is the individual credited with a return that is based on changes in an index?
Indexed annuity
How can you find out what kind of investment you have with allianz?
Call and ask them. Most likely an equity indexed annuity as they are and have been big on that. If so and you are a senior, be careful with what you do. You need a close and careful review. I can help you. 4LifeGuild
Is your Roth fixed deferred annuity an indexed annuity?
No, unless it states it is an indexed annuity. If it just states that it is a fixed deferred annuity, then No. Deferred means that no taxes are paid until funds are removed, however by the nature of the Roth IRA interest is not taxable under the provisions of a Roth IRA with the IRC code.
What type of annuity pays an equal annual amount until death?
The best annuity to do this right now is a Fixed Indexed Annuity with a Lifetime Income rider.
Index-19 future plus equity-indexed annuity contract?
An Index-19 future plus equity-indexed annuity contract is a financial product that combines features of both fixed indexed annuities and futures contracts linked to a specific index. This type of annuity offers the potential for growth based on the performance of a designated index, while also providing a level of principal protection. Policyholders typically benefit from a combination of guaranteed returns and potential market-linked gains, making it an attractive option for those seeking retirement income with some exposure to market performance. However, fees and surrender charges may apply, which should be carefully considered before purchasing.
Which type of annuity credits an individual with a return is based on changes in an index?
indexed! :)
Which type of annuity credits an individual with a return that is based on changes in an index?
indexed! :)
Which of these statements is true to an annuity?
There are three types annuities including fixed, indexed, and variable.
