The term you are looking for is commodity money. Some examples of commodity money are gold and silver.
"I'd no money" is an example of nonstandard English, specifically a contraction of "I had no money" in dialect or colloquial speech.
An IOU
No, withdrawing money from an ATM is an example of Real-Time Processing as you are taking money out/putting in at that moment.
An example of representative money would be a gold certificate issued by a bank that can be exchanged for a specific amount of gold. These certificates are backed by the gold held by the bank and can be used as a form of currency.
Print money
bond
$5
money money yeah money money is so good money money no! 5-7-5 it's a Haiku!
making money at a garage sale and saving it
Printing money
an IOU note
Money