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if you have to paid indexation amount your cash value increase and amount,allocate and your indexation. but what is the differences between indexation or non indexation so simply answer indexation is not your fixed premium amount because the amount is fluctuation at your maturity you premium amount change your cash value change because non indexation is a fixed premium amount they can not be change design your plane after your maturity.

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Q: What is an indexed life insurance policy?
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What are some precautions when considering an indexed universal life insurance policy?

Indexed universal life insurance policies are similar to traditional universal life insurance in most ways. Traditionally a client is given the option to have a fixed rate or a variable rate for the entire policy with no cap on potential gains. While an Indexed policy gives the client the option to have a percentage at a fixed rate and the remaining portion in specific investments. With this hybrid style, there is less management resulting in lower fees, but their is a cap on potential gains.


What is IUL life insurance?

IUL stands for Indexed Universal Life Insurance. Indexed means it follows the S&P 500 or another stock market index. Universal life is a type of insurance. It does not carry as many guarantees as whole life, but has its place.


Where can one get a quote for equity indexed universal life insurance?

One can get a quote for equity indexed universal life insurance from many places. These places include an Insurance agency, but one can also find it from those quote websites.


It is not important to have a life insurance policy.?

It is not important to have a life insurance policy.


What is the executor on a life insurance policy?

The Policy Holder of a life insurance policy is the executor of the said policy.


What types of insurance does Allianz offer?

Allianz is a life insurance company. They offer fixed life insurance, but not term life insurance. They also offer fixed, fixed indexed, and variable annuities.


Life Insurance Policy?

form_title=Life Insurance Policy form_header=Protect your loved ones with a lifetime of financial security. Find a life insurance policy customized to fit your needs. What type of life insurance policy do you want to buy?= () Term Life Insurance () Permanent Life Insurance () Both () Not Sure How large of a life insurance policy do you want to buy?=_ Who will it cover?=_ Who would you list as beneficiary?=_


Does convertible term policy accumulate cash value?

Term insurance does not build any cash value until it is converted into a type of permanent product that does - whole life, indexed universal life, current assumption, variable universal life.


What is portable life insurance?

A life insurance policy is "portable" when upon leaving the group policy, you transfer your life coverage to an individual life policy with the same insurance carrier with no changes to the policy or increase in premium.


What policies are offered by General American Life Insurance?

There are many policies offered by General American Life Insurance. These include the Variable Life Insurance policy, the Condo Insurance policy and the Boat Insurance policy.


How do you find out if you have a life insurance policy?

One way to find a lost or missing life insurance policy is with the help of The Center for Life Insurance Disputes. They can help you locate policies that have been lost or forgotten about.


Is permanent life insurance the same as whole life insurance?

Technically, there is no insurance policy called as permanent life insurance. However, you can treat whole life insurance policy as permanent since the policy covered the whole life span of the policy holder and benefit is payable to nominee in the event of any eventuality of the policy holder.