There is no such thing. In the United States the insured has the right to hire whomever they want to effect the repairs.
yes. it goes on your record and insurance companys look at you record from time to time
Traditionally the contractor provides the Insurance. The owner verifies that the contractor has insurance prior to hiring that contractor.
If a ticket is thrown out in court your insurance will not go up. The ticket will not appear on your driving record wich is used to help set your rate. Insurance companys go by whats on your record and their is no record of an officer giveing you a ticket only the conviction.
Mexico mike is the best website to get insurance because he has had experiance with different insurance companys. On his website he was listed 3 good insurance companys for you to try out.
they say 3 years but insurance companys will always use it against you even if they say there not
The job of a insurance contractor is to find you the best deal possible for your insurance needs. This could be anything from motorcycle to mobile home insurance.
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
no its set by the insurance companys
Ask the contractor for a copy.
The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).
There are several companies that offer IT contractor insurance. Hiscox, Markel UK, The Indemnity Brokers and Contractor UK are amongst the few that offer it.
It depends on what type of contractor. Contact a local insurance agent who will be able to give you a quote.