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claims management is the process of establishing if a credit agreement is enforceable in law, and therefore whether the debt can be written off or not. There are very specific rules which set out what must be included in any credit agreement.
If an agreement was set up before April 2007 then the creditor cannot legally enforce the debt if the credit agreement doesn't comply with those regulations. After this date, it can only enforce the debt by way of a court order.
This feature of the claims management process helps your clients to get themselves back on their feet financially.
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