answersLogoWhite
Insurance
Auto Insurance
Auto Insurance Claims

What is comprehensive auto insurance?


Top Answer
User Avatar
Wiki User
Answered 2011-01-13 22:22:12

If you are in the process of quoting auto insurance, chances are the term comprehensive coverage has come up quite often. Comprehensive auto insurance coverage is a coverage that will pay to repair or replace your vehicle in the event of a covered loss up to the fair market value of the vehicle. Covered losses that fall under comprehensive include: fire, theft, vandalism, hail, and wind damage. Falling objects and hitting a live animal also fall under comprehensive. If you are financing your vehicle, you will be required to carry both comprehensive and collision coverages to satisfy lender requirements. The state does not require comprehensive or collision coverage.

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Loading...

Still Have Questions?

Related Questions

What kind of auto insurance covers a hit and run accident?

Comprehensive insurance


Does homeowners or comprehensive insurance cover damage to an auto from grandchildren throwing rocks?

Typically, homeowners insurance expressly excludes auto-related losses. Therefore, the auto comprehensive coverage should apply.


Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.


If a tree fell on your car at work who pays?

Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.


What does auto comprehensive insurance cover?

Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)


Does homeowner insurance pay the claim on cars vandalized in their driveway?

No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.


Does Comprehensive auto insurance pay off and replace the car in the event of auto theft?

Yes


Will your auto insurance cover hitting a bird?

Yes, under comprehensive


Is there a deductible on comprehensive coverage auto insurance?

Usually there is a deductible on comprehensive coverage auto insurance. The deductible can range in different amounts usually from 0 to $1000 or even higher if it is a very expense vehicle.


Does auto insurance cover hail?

Hail damage and other acts of nature is covered under the comprehensive portion of your policy. If you picked comprehensive coverage when you purchased your auto insurance then yes, it would be covered.


Is comprehensive car insurance recommended for a brand new car?

Comprehensive auto insurance covers all physical damage to car. If you car is brand new, then the scratch-free paint job is an asset. If you get comprehensive auto insurance, you can claim damages when your car will eventually get scratched in the course of use.


While driving a tree fell on a car at a state park. Is the car covered?

You will have to file a claim on your own comprehensive auto Insurance. The comprehensive portion of your auto insurance policy would provide coverage.


What kind of damages does comprehensive auto insurance cover?

Comprehensive auto insurance will cover a driver for car accidents and injury caused by them. It will also cover damage from weather incidents, vandalism and fire, as well as theft.


Who has the most comprehensive auto insurance in Ohio?

Progressive offers the most comprehensice insurance in any state.


Does State Farm Auto Insurance cover flood damage?

Yes it does, through their comprehensive insurance coverage.


Where can one buy comprehensive auto insurance coverage?

One can buy comprehensive auto insurance at pretty much any company that specializes in insurance policies. Some of the most popular companies include State Farm, Progressive, Allstate and Esurance.


How important is it for comprehensive insurance coverage to be listed on free auto insurance quotes?

It is important for comprehensive insurance coverage to be listed on a free auto insurance quote, so a person can get an accurate quote. A person would not want to expect to pay one amount and have to pay more.


Is auto theft covered by liability insurance in Colorado?

No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.


What kinds of insurance are offered at AA Auto Insurance?

There are many different types of insurance offered by AA Auto Insurance. This includes fully comprehensive insurance including legal cover, and third party only insurance.


Does comprehensive auto insurance cover transmission work?

Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.


Does comprehensive auto insurance cover damage from a tree crushing it at home?

yes


Is acid rain cover under auto insurance?

Yes, if you have comprehensive coverage.


What does comprehensive auto insurance cover?

Comprehensive auto insurance covers theft, fire, vandalism, weather damage, riots, and other similar acts which may cause damage to a vehicle. Comprehensive auto insurance does not usually cover acts of God, theft or vandalism by family members or employees, contents of the vehicle, or damage due to improper maintenance. Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)


What is the difference between comprehensive and liablility auto insurance?

While comprehensive insurance covers both you and the party with whom you were in an accident with, liability insurance only covers the other party. Thus, you will only be insured if you are in the comprehensive plan for your part of the accident costs.


Is hitting a dear comprehensive or collision?

Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive