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Liability insurance is required for contractors in many states as a requisite to work. It protects both the contractor - the worker, and you - the employer, from any liability if the contractor is injured on the job (at your home.) Basically, if he is insured, you don't have to worry about being sued if he gets hurt on your property.
Tavares Cole
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How can i get a copy of a contractor's liability insurance policy?
Ask the contractor for a copy.
How much professional liability insurance does a sole proprietor painting contractor need?
A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
What is an insured contractor?
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
Does the owner or contractor purchase professional liability insurance?
Traditionally the contractor provides the Insurance. The owner verifies that the contractor has insurance prior to hiring that contractor.
How do you find out if a Contractor has a Liability Insurance in FL?
Generally you just ask the contractor if he's insured, before hiring them.
What is the Liability of homeowner acting as General contractor?
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
Why does a contractor need a professional liability insurance policy?
A contractor typically needs a Commercial General Liability Insurance Policy. If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.
Why would a contractor need liability insurance?
A contractor may insist on the notion of liability insurance in case any unforeseen incidents may occur, such as a roof caving in, so they can not be held accountable.
What does contractor liability insurance cover?
Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.
Does contractor liability insurance cover poor workmanship?
No. Workmanship is not covered under a artisan contractors liability policy.
What is the class code for general liability for masonry contractor?
masonry is 97447 if it's a contractor who is subcontracting out that part, it may not be the same
What are all of the general liability class codes for a general contractor?
91596
