The term "Full Coverage" can mean many different things to different people. Typically though it means that you have Liability Bodily Injury, Uninsured Motorist Bodily Injury, Collision, and Other Than Collision coverage. In states where Personal Injury Protection is mandatory then you would have that too. Beyond that I would not assume that a person has any additional coverage under a "Full Coverage" policy. This includes towing, rental car reimbursement, or medical payments coverage. In addition to that there are exclusions involved with all of the above mentioned coverage's. Be very carefull in making assumptions about what full coverage means.
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft.
Sometimes it is, but coverage is subject to the policy provisions and deductible in your homeowners or renters policy. Make sure that you check with your insurance company.
The pool would be covered under Coverage B "other structures" of your policy. Any structure not attached to your home is covered under Coverage B.
Progressive Insurance offers many types of home owners insurance. They have three separate levels of coverage which one can choose from from standard policies to full coverage. Full details of their home insurance coverage can be found on the Progressive website, under Home Insurance Policies.
if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.
Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.
Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance.
yes under coverage B - other structures
Read the policy contract. The coverage will be specific and under specific circumstances. All policies are different and vary a great deal with regard to what is covered, the extent of coverage and the circumstances that allow benefits to be paid.
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
Dental Coverage is not usually covered by General Medical Insurance because it is too expensive.
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
It depends upon the circumstances in which the leak came about, and also upon your individual insurance policy. Insurance policies are contracts, and these contracts state very specifically what is covered and what is not covered. Read the "named perils" section to see what is specifically covered. Read the "exclusions" section to see what is not covered. Please note that under most policies you are obligated to mitigate your damages or coverage may be denied. For instance, if the leak in your roof is causing water damage inside the condominium, you are obligated to do something about it to prevent further damage inside the condo. If after reading your policy you are still uncertain about coverage, you should contact your insurance agent.
Not in the United States, Flood Insurance is purchased separately.
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.
Catastrophic insurance coverage includes many damage or events caused by both natural disasters or other accidental damage to your home. Damage by events such as flooding, lightning, wind damage, and other weather events are generally covered. Some catastrophic insurance coverage policies also cover damage done by fire, but check with your insurance company to be sure.
If you have an individual health care insurance coverage, then your insurance may not cover the costs for maternity matters. If you and your husband have a family coverage medical insurance plan, then your maternity fees should be covered under that.
This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke.
cataract eye surgery is covered under health insurance, in most of the cases.. The coverage will not hold valid if it is pre-existing condition, prior to getting policy.
Home Insurance and Lost CashMost Homeowners Insurance policies automatically exclude coverage for loss of cash, stocks, bonds, fine jewelry and furs unless they itemized and scheduled for coverage under your policy prior to a loss. Some home insurance policies do include a limited amount of coverage for cash, but the limit may be increased for an additional cost.The limit of coverage varies, but you can expect it to be only several hundred dollars.
No, water wells are not typically covered under homeowners insurance policy. The company that installs the well usually has a warranty that may cover damages, or malfunctions.