"Normally the entire engine, not the transmission is covered with motor breakdown insurance. The extent of your motor breakdown insurance will determine what is covered and what is not."
Motor breakdown insurance is specifically designed to cover a motor breakdown. However, in the event of a motor breakdown, this insurance will also cover roadside assistance and alternative transport.
There are a number of different situations that can be covered by car breakdown insurance depending on the level of insurance you purchase. The main situations are roadside assistance, vehicle recovery and home breakdown cover.
The purpose of car breakdown recovery insurance is to cover mechanical failures that are not covered by the warranty or insurance. These repairs can add up to be very expensive.
Breakdown Insurance (assuming this is referring to motor vehicles) should be covered by any car insurance agency. Comparing quotes and what you get for the coverage may be the best way to go. If you are confused on terms, asking a customer representative from a particular company will reduce confusion, and will allow you to ask questions as they pop up.
Engine, not motor, and that depends on your insurance policy. If you don't have flood insurance specifically, flood damage is typically not covered.
Unless you have specialized insurance, it will not cover mechanical breakdown. If your transmission is damaged due to a collision, it is possible that it would be covered. If it simply failed you are probably not covered.
Things to consider when purchasing mechanical breakdown insurance is if the vehicle is covered by any manufacturer or dealer warranty, the price of the insurance vs. price of the vehicle, and how much wear and tear the vehicle has and will endure.
You can find out more about mechanical breakdown insurance by going to http://www.mercuryinsurance.com/insurance-products/mechanical-breakdown-protection.html.
No, Homeowners Insurance does not provide coverage for motor vehicles.
Any type of motor home or recreational vehicle is covered by a typical RV policy. Even travel trailers are covered by an RV insurance policy. Before you purchase your policy, though, talk to a qualified insurance agent to make sure you are adequately covered.
motor vehicles that are registered are not covered. only motorized land conveyances "fancy word for motor vehicles" are would be covered are designed to assist the handicap or designed to service your property. examples motorized wheelchairs or riding lawnmower are covered
Check with an insurance agent to find out which companies provide breakdown insurance and the costs. One of the better companies for this kind of insurance is Liberty Mutual. Triple A also provides breakdown insurance.