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What is included in a report?

Updated: 9/27/2023
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Q: What is included in a report?
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If an account was included in bankruptcy can the creditor still show it as a charge off?

I think that your credit report would be updated to show that the account was "included in a Ch 7 bankruptcy." You should be able to get a free credit report from www.annualcreditreport.com if you want to check your credit report to be sure the account's status is listed correctly.


What are the optional elements that are often included in an annual report?

The optional elements that are often found in an annual report are: financial highlights, letter to stockholders, corporate message, report of management, board of directors and management, and stockholder information.


If an account was included in a Ch 7 bankruptcy can the account's history of late payments still be listed on the credit report?

Yes, your payment history will still be a part of your credit report as well as the Chapter 7.


How do you remove charge offs from a credit report?

Charge-offs remain on your credit report for 7 years. If the account has been included in a bankruptcy, it should be marked as such...."included in bankruptcy". However, according to the Fair Credit Reporting Act, if you dispute the charge-off with the credit bureau and the creditor can not verify the account, it must be removed from your credit report immediately. Only the original creditor or the credit bureaus can remove a charge off, either through negotiations or through the dispute process.


What is the definition of a stewardship report?

A report that accounts for all activities, undertaken as steward of a given article, resource, area or process, related to strategies to achieve stated stewardship goals. Measures of performance are included and linked to plans that express the desired goals.