Medical Insurance

What is insurance donoutht hole?


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2008-12-07 01:46:21
2008-12-07 01:46:21

The donut hole or "coverage gap" has to do with the portion of a Medicare prescription drug plan (Medicare Part D) where you become responsible for 100% of the cost of your medication. In 2009, the donut hole is between $2700.00 and $4350.00. These dollar amounts are set by Medicare and not by the individual insurance company. Depending on the plan, some will offer generic only coverage through the gap, others will not offer any coverage through the gap. Read the fine print in the drug plan.


Related Questions

Although hole in one insurance is available for all people to buy it is not required for a hole in one experience. However, without the insurance there will be no extra prize for the hole in one.

US Hole In One is the Hole In One insurance provider. The Hole In One insurance packages start at $180 for a golf tournament. The price quote depends on the number of players participating, the distance of the Par 3 Hole and the value of the Hole In One prize.

You're an a-hole. GET SOME INSURANCE!

To get a quote on hole in one insurance you can actually visit their website. There is a lot of information there and you can do it right online at

There are many places to get hole in one insurance. Companies such as “Hole In One Internationalâ€ù and “Hole In One Insuranceâ€ù specialize in hole in one insurance and can be found on the internet.

A rider for a commercial general liability policy that covers work done over top a well or hole for a well. Typically contractors that do wellhead work as well as wire lining, fracking, etc must carry over the hole insurance.

It depends on the length of the hole, and the number of golfers in the tournament. If it is a short hole and you have a lot of golfers, the chances are pretty good that someone will hit a hole in one. If they do you'll be glad you have insurance! Nobody's gonna hit a hole in one. Are you crazy? National Hole-In-One Association's website says they've paid out over $50,000,000 to hole in one winners. That's alot of hole-in-ones.

Damage from animals is not a covered cause.

Hole in one insurance is a special type of insurance designed to protect companies that offer special golf contests. As the name implies, it’s typically reserved for special events such as when a guest scores a hole in one--many resorts and golf tournaments offer astronomical prizes to match the astronomical odds of this happening, and if a guest were to actually accomplish this, the hole in one insurance policy of the company would handle the expense of the prize. Hole in one insurance isn’t limited to an actual hole in one; it may apply to a number of special circumstances during a golf tournament. By buying insurance, a resort or golf course can make a tournament interesting by offering huge cash prizes, without necessarily having the funds to back up these prizes. The insurance companies almost always profit from the arrangement, since the chances of large prizes being rewarded is extremely low. However, when they do have to pay out on a claim, they usually have to pay out a tremendous amount of money. In most cases, hole in one insurance companies will require a certain golf shot to have a number of witnesses. They may even require photographic evidence, depending on the event. The terms of hole in one insurance contracts vary greatly, as does the cost of the service (although in most cases, the cost is extremely low--under a few hundred bucks). The low cost makes this form of insurance extremely popular, and the companies that offer hole in one insurance are extremely successful for the most part. If you participate in a golf tournament, you’re probably taking advantage of a hole in one insurance program, even if you weren’t aware of it at the time. If you run a resort or golf tournament, it’s well worth the money to get a hole in one insurance policy--they’re great, low cost ways to keep interest in a tournament high.

Average golfer making hole in one on designated hole: 1 in 12,500 Professional golfer making hole in one on designated hole: 1 in 2,500 Here's a link

the house I want to buy in Florida had a sink hole repair 12 yrs ago. Why won't any insurance companies insure the property. I can't get a loan without insurance.

There is no one standard rate for hole in one insurance. Some of the rates can be as low as $104 but as high as $1633. For more information about rates, look at

She can't get term life insuranceThere is Guaranty hole life insurance for people that are ill or old the policy's go up to $25k or maybe $50K

DTH coverage offers protection against injury or loss to well drilling equipment, casing and logging equipment when it is lost down the drill hole.

It might be a good idea if you happen to live in sink hole territory.

All you have to do is start making calls to the insurance companies doing business in your area. Disclose all that you know about the house to the insurance company and I am sure that you will find some that will be willing to insure your home.

Renters insurance generally does cover flying/falling objects. I do believe that a bullet would fall into that category. Please remember that you may have a deductible to face.

Prize Indemnity Insurance is a policy taken out against a certain unlikely prize being won. Most commonly it is used for $100,000 half-court shots, hole-in-one games etc.

Depends on the cause. Typically settling and sink hole is not covered under a homeowners policy.

An easy answer is that there is insurance for anything. You can buy a policy on whether or not it will rain tomorrow or not. Outdoor events do buy these policies to pay for extra expenses of moving or putting the event off or such. I have written life insurance for horses before which is called Equine Mortality Insurance. When you see these Golf tournaments that offer One Million Dollars for a hole in one on a certain hole this is funded by purchasing an insurance policy. The company will evaluate the hole and offer the event a reasonable premium to provide the money should someone get the hole in one. This way the event or charity is not on the line for the entire amount of the money yet receives the benefits. On your question, often times you can simply add an endorsement to your property coverage to add coverage for sewer backup or water line breakage. Water line breakage is already included in most homeowner and property policies without adding an endorsement. Sewer backup may not be included automatically.

Typically not. If the squirrels got in through a hole in the roof that was caused by something covered, like a tree falling, then they would cover the cost of fixing the hole. But the squirrels will have to be caught by a professional you hire to do so at your own expense.


Move the ball to:Hole adjacent to the starting pointOther holeOther holeOther holeNearest holeOther holeOther holeOther holeOther holeOther holeTo the goal

The advantage depends on how the plan pays through the donut hole. Most plans that give you coverage through the gap pay for generics only, and not brand names. This can also depend on whether you hit the donut hole or not. If you not subject to hit the gap, then you may be paying for a plan that you don't need. If indeed you know your going to hit the gap, then it would be to your advantage to take the plan that gives you the donut hole coverage. In 2009, the donut hole begins $2700.00 and ends at $4350.00

i dont know but cannot afford to buy it anymore without some coupons or something

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