To cash a personal check drawn off your banking institution you will need to have a valid drivers license. You will need to to endorse the back of the check. Funds will be verified and your check will be cashed.
You can cash it at your bank, or check cashing retail store. Check your phone book or Google search check cashing with your city name. (i.e check cashing Orlando)
You can change a personal check at a bank, credit union, or check-cashing store.
No
http://www.helpwithmybank.gov/faqs/banking_check_cashing.html offers information on the regulations of, and laws behind check cashing.
Deposit in your account or a check cashing place will do it for a fee
No, this isn't a good idea, especially for the merchant you've asked to cash the check.These are the variables involved in your question:You -- the one who wants cash from this piece of paperThe check signer -- the person who issued, filled out and signed the checkThe payee -- the name written on the [pay to] line on the checkThe cashing merchant -- whom you're asking to give you money (with no basis)The cashing merchant's bank -- the institution that will receive the check first in the process of crediting the merchant's accountThe check's bank -- the institution that will receive the check second in the process of confirming that the cash given in exchange for this piece of paper is available in the account upon which it was drawnHere are the steps involved in equalizing the monetary amounts involved, for example $50:You received or wrote the check expecting to turn it into $50 cashThe cashing merchant gives you $50 cash and sends the check to his/her bank, expecting the account to be credited $50The bank can reject the check, because it is made out to the payee, not to the cashing merchantSince the cashing merchant gave you cash and since the check cannot be credited to that account, the cashing merchant has lost $50, you've gained $50, and the payee has not been involved.
Most banks charge nothing if you have a checking account with them. Grocery and convenience stores usually charge a percentage (~3%) for business check cashing.
The back of a personal check typically includes a space for the recipient's endorsement or signature, as well as instructions for depositing or cashing the check.
The account holder does not need to be present when the check is cashed.
You might be better off going to a bank and cashing a check, since they can verify that there is money in the account and a gas station can not. No banks offer check cashing cards anymore.
Some of the more popular check cashing locations will vary by city, but Walmart, Check N Go, The Check Cashing Store, and Speedy Cash are some popular check cashing locations.
To cash a US check overseas, you typically need to find a bank that accepts foreign checks or use a check-cashing service. You may need to provide identification and pay a fee. The process can vary depending on the country and financial institution.