Term life insurance refers to a common category of life insurance in which fixed payments are offered for a limited time (or term). If the person dies outside of the term, they receive no payment.
Good term life insurance is insurance that meets your needs at the lowest possibe cost.
One can get low cost term life insurance in Canada from the insurance company called State Farm. One can also get this form of insurance from Canada Life among others.
Term life insurance is basically a basic cheap insurance plan. You have to be under 80 to easily get this insurance. Some companies quotes cost a small fee but others are free.
30 year term life insurance usually costs about $10,000
Term Life Insurance
You can get some good information on Term life insurance at the online Wikipedia. They give information on the Usage, annual renewable term, level term life insurance, payout likelihood and cost difference's, and references.
Whole life insurance does come with several benefits. I would personally suggest term life insurance the the cost savings.
Cost. Other than that, there are no advantages. Whole life insurance lasts your whole life. It pays upon your death a predetermined amount. Once the designated term on term life expires, you have no more life insurance. Term will be significantly cheaper depending on your age.
Primerica sells term life insurance 100% of the time. They strongly stand by their product as term insurance provides the maximum coverage for the lowest cost.
The cost of term life insurance would depend greatly on certain factors such as age, health, habits, work. Each term life insurance company has many different plans with different rates.
http://www.termlifeamerica.com/ offers users quotes for term life insurance, including the average cost for a 25 year term in Oregon.
You should find out about the coverage and specific terms of term life insurance online quotes.