Yes, it can be difficult to get insurance if you have been caught driving under the influence of alcohol. Insurance premiums can also be terribly high. This website (http://adrienne2.hubpages.com/hub/How-To-Get-Insurance-After-A-DUI) offers tips on how to get car insurance after a DUI. The most important tip is to not commit a DUI again!
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Yes, having been in the US from 1997 I have found it is possible to get auto insurance however it is probably easier to get it once you have a state driving license.
The disadvantages to having no health insurance is that in the event of being ill one will not have access to the treatments they need and any treatment they do get could involve long waiting lists. It is debatable if there are any advantages to having no health insurance other than saving a lot of money but it comes at a big risk should illness strike.
I suppose that the benefit of having a personalized car insurance agent would be if you got into a wreck, it would be easier to get service. You wouldn't have to call a main number and wait a lot longer, you could just be put straight through to someone.
I presume that you are talking of health insurance in the USA - in many countries including most of Europe, health insurance is not necessary because the state provides reasonable health care, though some rich people do have private insurance to be able to have private treatment. Probably the greatest reason for not having health insurance is lack of funds, some people can't afford it.
No, the insurance company will not cancel your insurance for having three accidents, but they will increase your insurance premium.
Having insurance is wonderful for emergencies and accidents. The only risk of having insurance is that the insurer may not cover certain incidents, so one might be paying for insurance and won't get coverage.
Local credit unions are known for having low insurance rates because they deal with a smaller group of customers. They tend to provide more personalized, local attention to each customer and have access to good insurance rates.
There are many different varieties of benefits of purchasing AARP Medicare supplement insurance. These benefits include, but are not limited to, having access to more health products and having more prescription medications paid for.
Most insurance companies will not pay for the overnight stay unless deemed medically necessary by the provider.
Pretty much, taxes=easier work=easier finding a job=easier having a life= easier )
Sometimes it is a lot easier to talk to someone in person. Speaking with a health insurance consultant in person will allow you to ask questions and get an answer right away, instead of having to wait on an email response.