Political corruption.
What is the impact of universal banking on nigeria economy
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The banking sector reform in Nigeria refers to the current changes that is taking place in Nigeria. These changes are aimed at streamlining the banking operations in Nigeria.
Because it's banking.
The effectiveness of ATM in Nigeria is one of the easy banking
Banking in Nigeria started in 1892 but they did not have an official bank. The first attempt of a bank in Nigeria opened in 1929 before the Central Bank of Nigeria opened in 1959.
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E banking (electronic banking) in Nigeria is to transfer the gains of 419 scams from the bank accounts of those stupid enough to send their log in details, or money directly to people based on unsolicited emails.
I am not a Nigerian nor a student of Nigerian banking system. However I am an ex banker of Indian banking system with fair amount of experience and education. All banking system collapse has to come out of non recovery of amount lent in time. Some of the crisis can be temporary arising out of time mismatch and while a major crisis can come of quality of assets. Nigerian problem could not be different.
Electronic banking on the nigerian economy would encourage the use of internet providing service operators which would in turn increase the country's GDP through the payment of taxes by these companies. It would also increase savings rate as banking operations would be stress free and speedy.