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If your name is not on the deed then you are not the owner. If the owner (the person who IS on the deed) dies and has no will then the property will pass to their heirs at law and not to you unless you are a legal heir. No one should ever agree to be on the mortgage and not on the deed. In that arrangement you are agreeing to pay for land you don't own. If the owner doesn't pay then you will be obligated to pay the balance of the loan.

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16y ago

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