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I'm not sure if there's a major difference price-wise, but usually an unoccupied house is insured by unoccupied home insurance, as opposed to occupied home insurance.

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11y ago

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What purpose does unoccupied home insurance serve?

Unoccupied home insurance helps protect your house when it is empty. It covers what regular home insurance does not, in the case that your house is left unoccupied for a month or more. It covers damage in the case of fire, earthquake, explosion and lightning.


What is the reason behind having insurance for an unoccupied house?

Insurance is needed for an unoccupied house because it is possible that someone will break in and do damage to it or steal anything that is still in it. It could also be set on fire or flooded.


Unoccupied Property Insurance Important for Vacant Homes?

Many homeowners believe that their insurance company will provide coverage for a house in which no one is living. This is true�but only to an extent. If your home is unoccupied for 30 days or more, you need unoccupied house insurance. If your insurance company discovers that no one is living in your home, your policy could be cancelled. Why? Unoccupied residences are prime targets for thieves and vandals, therefore making them high risk. Unoccupied house insurance is an attractive option for consumers who are moving, experiencing extended vacations, or have emergencies that take them away from their residence.


What are the benefits of an unoccupied house insurance?

Unoccupied house insurance provides a level of protection against losses/damaged caused by either natural disasters as well as acts of man-made vandalism that may take place.


Where can I find more details about unoccupied house insurances for my house in Burbank?

If you have regular homeowner's insurance, contact who you have your policy with and see if they offer a service for unoccupied homes. You can also check out http://idealinnovation.myvnc.com/burbank-ca-building-insurance-coverage.html


Is unoccupied a word?

Yes; "This house has remained unoccupied since the war." is a valid sentence.


Does insurance pay for damage if the house is unoccupied?

Homeowners Insurance and the Vacant HomeNo, Homeowners Insurance automatically becomes null and void when a home becomes vacant.You need to add a "Vacant Property Rider" to your policy to ensure continuing coverage during a period of vacancy.


What are the functions of house insurance?

Home insurance protects our home property loss.You can get information from the great search engine "Google" about the functions of house insurance .


How far from a house do you have to be in pa to hunt archery?

100 yards if the house is occupied. But, if you either obtain permission from the home-owner or it is "unoccupied" than you are good. Unoccupied can be interpreted differently depending on the game warden present.


Should you shutoff the water main in an unoccupied house over the winter?

yes you should


Was there people in the house at the time of the Munich Air Disaster?

According to the Wikipedia article "Munich air disaster", the house was unoccupied.


How long can a house be unoccupied with insurance?

tricky question - there are some limitations on theft/vandalism if the house isn't occupied - there is no specified time limit though for other perils - if insurer finds out you will be cancelled almost immediately (whatever statutory minimum notice is usually 10 business day)