What is the average cost per month for car insurance?
Car insurance costs are affected by several factors, such as driving record, where you live (state regulations as well as neighborhood crime rates), age, and the car itself (sports cars will cost more to insure), however, the national average is $1,837 per year or $153 monthly.
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What is the average cost per mile to operate a car including depreciation maintenance gasoline and insurance?
From the AAA In the US, according to the AAA, the cost of operation is an average of 56 cents per mile. AAA includes the cost of depreciation of a new car, more than $3,500 per year. The actual cost can be much higher or lower depending on type of car, new or used, and miles driven. The more miles… you drive, the lower the cost per mile. AAA estimates by car size (gasoline $2.30 per gallon, 60% city driving) Small car : 50.5 cents (10,000 miles) to 35.4 cents (20,000 miles) Medium car : 70.2 cents (10,000 miles) to 45.5 cents (20,000 miles) Large car : 86.8 cents (10,000 miles) to 54.9 cents (20,000 miles) *The IRS in 2010 allows 50 cents per mile in computing expense deductions. Cost Per Mile vs. Service Costs *There is a long explanation that a WikiAnswers contributor had published in Mortgage magazine in March of 2005 under their copyright. Keep in mind insurance, gasoline and depreciation are relative to the vehicle. Here are excerpts: As a service writer, I am continually asked, "When should I get rid of my car?" Or I am faced with a distressed customer who has spent $600.00 on a car that they think they could buy for $500.00, clamoring that "It's time to get rid of this thing and buy a new one." There were times of internal stress that was felt because our customer was possibly putting money into a vehicle that they thought they shouldn't be, giving the illusion of "ripping off the customer". While we never have a crystal ball to know what will happen in the future, giving the best advice possible is paramount. We had a customer named Neil who had an old Pontiac 6000 that looked like it was on its last legs: visually as well as mechanically. I told him to lose the car before it nickel-and-dimed him to death any worse. Even though it was cutting my own throat, I owe him my honest opinion. We talked about other options that were out there and he looked around but couldn't quite find what he wanted; besides he liked his old jalopy. It served his needs and was paid for. Faithfully, I would see him every couple months for a few hundred-dollar repair bill. This went on for 5 years. He eventually moved to New England, driving the old rickety but dependable Pontiac wagon. It made me analyze my recommendations a little closer and re-think about when is the time to replace. Meanwhile, I had watched technicians over the years driving some real rust buckets or buying them from a customer because the owner didn't want to spend $500.00 to repair a car, because the car was only "worth" $1000.00. The technician looked at it differently: setting aside the repairs for him would be much less expensive. The shop owner I work for had always presented the answer to the question: "Is it worth fixing?" into a logical light. He would reply to the owner, "Do you like the car?" and then follow up with, "Can you buy a car that you know is the exact same condition as your present car for the same cost as what your repair bill will be?" Many times customers repaired their car with this logic. But living in this disposable society, I still had trouble quoting a repair that rivaled the expected market value of the car itself. For years I fought with doing the right thing for my customer as well as the right thing for my employer. There had to be a better way of answering these questions based on more than what I would do if it was mine or what I felt was right for them. After all, what is their financial obligation compared to mine? That is part of the equation for whoever's car it is. What I needed to know was how it could be answered with a common denominator. We had a customer that came in and needed $600.00 worth of work on their 1994 Hyundai. They were customers that kept up on the maintenance we recommended and did repairs as required. Being a loyal customer, it seemed reasonable that they would be a good customer to use for number crunching. I added all of their invoices from 36,000 miles to the present mileage. I used these numbers because this is the mileage that the majority of the manufacturers' warranties expire. The current mileage is subtracted from the 36,000-mile warranty expiration point. I then divided the dollars spent by this to get a dollars-per-mile figure. It came out to about $.08/mile. This didn't mean much at this point. So to get a better comparison to what new car is going to be costing the customer; the purchase price is divided by the first 36,000 miles that it is under warranty. Since a new car owner is getting "problem free driving" for 36,000 miles, the purchase price should not be extended beyond this. Using a purchase price of $15,500 plus the sales tax, tags, title brings it to about $17,000 yielding about $.47/mile. This figure does not include oil changes, tire rotation, interest on a loan or an insurance premium increase. Now that means something! I went back to other loyal customers in our database and found they generally pay $.07 to $.13 per mile to run their vehicles. So they save a minimum of $5,100.00 more annually if they drive 15,000 miles. ( Full Answer )
"Auto insurance will vary greatly on many factors: make/age of vehicle, safety features (airbags, etc), age and driving record of the individual, with possible discounts for being a homeowner. It will also depend upon if you are requesting liability only vs. full coverage. It's difficult to quote an… average without knowing specifics." Answer According to data from the National Association of Insurance Commissioners (NAIC), the average cost of car insurance in the U.S. was $795 in 2007. When compared to average costs by state, however, it's clear that location can make a big difference. For example: New York: $1,047 Texas: $808 California: $800 The average car insurance price assumes that all insured vehicles include liability coverage, the minimum auto insurance requirement in most states, but does not reflect the total of liability as well as collision and comprehensive coverage -- because not all auto policies include all three coverage types. The NAIC reports that states with greater premiums tend to be highly urban -- with higher wages and price levels -- and possess a higher traffic density. Other factors that affect the cost of insurance include: auto insurance laws, labor costs for repairs, car-theft rates and liability coverage requirements. ( Full Answer )
$150.00. Does this help you? There are far too many factors that gointo computing an insurance rate to answer on a forum like this. Toproperly compute an insurance rate you need: Year, make, model,serial number, dob of insured, all drivers information, allhousehold residents information, drivers lic…ense numbers, socialsecurity numbers, driving records, accidents or claims records,prior insurance carriers, garaging address, vehicle usage, etc.There are far too many factors that go into figuring insurance so aquestion like this can't be answered here. ( Full Answer )
It really depends on a number of things like your driving record, your credit score, type of motorcycle and past insurance. It can range anywhere from $20 to $100 a month. Best thing to do would be to get an online quote from one of the major insurance providers, they can tailor the quote to your sp…ecific situation. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net ( Full Answer )
The average cost for car insurance is around 1500 dollars a year.The cost will vary depending on driving record, make and model ofcar and other factors.
Â£321I don't know what the 321 pounds means above, but I just renewed my policy in California as follows: Liability - 50/100/25 Uninsured Motorist - 50/100/3.5 Comprhensive - $250 deductible Collision - $250 deductiblePremium - $261.80 for six months Single Male Discounts - Auto/Home -… Good Driver - Persistency ( Full Answer )
Premiums depend upon a multitude of factors, including the insurer, the coverages selected, geographic area, miles driven, and age and driving record of the primary and secondary drivers. Therefore, there is no "average". The best bet is to contact a licensed insurance agent/broker in your community…. ( Full Answer )
In 2014, the average cost of Internet in the United States is anestimated $50.00 a month. There are different packages that mayresult in cheaper Internet.
... this depends a lot on control of money and income; i wish i could spend around Â£800-Â£1300, but i would generally spend Â£500-Â£700 per month
Car insurance very is necessary but can vary in cost. It dependshow much insurance you want or are required to buy. It is often alegal requirement to have a minimal level of insurance beforedriving a car. Please seek quotes and then select best one for you.
the average costof clothing for a single male per month is at least 30 bucks
The average cost of insurance per month for a Kawasaki ZZR 600 willprobably vary depending on the a person's driving record. Thebetter the driving record the lower the cost of insurance. Also,too depending on if the bike will have full coverage or limitedcoverage will determine the price as well. Ob…taining a quote froman auto insurance company is the best way to determine the pricewhich can range from $100 and up. ( Full Answer )
There are too many variables, the 4 biggest are 1- what kind of insurance? 2-Smoking status? 3-Health Status? and 4-what amount of insurance? Other factors can be the health of your mom, dad and siblings, your avocation or extra caricualr interest, driving history etc. If you are shopping for insura…nce you should really be working with a broker. ( Full Answer )
Raising a child is very expensive and requires not only your time, but your money. To meet the needs of a child until 18 years old requires the parent to have a good job. I would guess an average of 300.00 + depending on where you live.
The average person will spend 50 dollars in clothing per month forthemselves. This includes socks, underwear, and pants or shirts.
It is not possible to say what an "average cost" would be, because too many factors are involved. Some of the factors include: 1. The insurer; 2. Where the proposed insured resides; 3. What sort of coverage is involved, such as a true indemnity plan or a managed care plan; 4. Whether the pl…an is one of individual coverage or for a family; 5. Whether the plan is a group policy, such as through employment; 6. The health history(ies) of the prospective insureds. I recommend you this site where you can compare quotes from different companies. mycheapinsurance.net ( Full Answer )
Depends on the price of the car: If the average price of a car was $20k the payment will be around $350.
The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate. There are too many variables to provide an answer here. i recommend you this site where you can compare quotes from different companies: insureinfo.us
The USDA publishes average food costs per month. In June 2010, itranged from $582.60 to $1152.10 for a family of four.
A family of five.... i am guessing this consists of you and your spouse, and three children. Obviously i don't know their age or there dislikes and likes are but on average, they probably don't like the same things. Â£100 a week so probably Â£400 a month. This would consist of food, cleaning pr…oducts, general utilities for around the house, that sneaky Â£20 that went missing when you hand your teenager purse. If your about to cry, my advise is to find a line between quality and quantity and go for more quantity - obviously not to the extent of buying mouldy products, but again find a middle. You can also help yourself buy, keeping some left overs, using minimum cleaning products, re-using clothes until you REALLY need to put it in the wash. These little things are life savers, and gradually build up a safe supply of money. Also declare a pot or jar, the rainy day pot/jar, and add any change you found in your pocket, a couple on pence that the till gave you that you don't want to keep in your purse, a Â£10 note you found on the floor. Count up the total amount of money every... 2 months and you will be surprised of how much your are saving! ( Full Answer )
Depends on what type of clothes your buying. depends on what store you go to as well but i would say an average of 600 bucks for the cheap clothes and about 1200 bucks for designer clothes per person depending the brand and how many clothes you usualy buy.
Typically very expensive. Although specifics depend on your child's grades, sex, car type, and other factors, generally speaking, car insurance for a young adult can run anywhere from 200-500 a month.
There is no average price for life insurance per month.. Life insurance rates vary based on a number of factors, including:. You age, gender, amount of coverage, health, family health history, occupation, hobbies, smoker/non-smoker, on medication or not, etc.. Each of the above mentioned factors …affect your life insurance premiums.. However, you can request free life insurance quote comparisons online to find the average price of life insurance for yourself. ( Full Answer )
it cost nearly Â£300 pounds a month if you are just insuring your first car.
The average cost of utilities on a small business will depend onthe actual size of the business. In some cases, utilities will bevery cheap. In other cases, it can cost hundreds of dollars amonth.
It depends on the type of business you have and your gross receipts. If you need any help with insurance or want a free quote see your local insurance agent.
The average cost of monthly cleaning supplies varies on the storeand brand bought. It can range from $6 a month, to $60 a month.
Insurance costs depend on many factors, the type of car, age/experience of driver, address. number of cars insured, and other factors.
The answer will vary widely from person to person. Some people cango months without ever buying new clothes, and some people love toshop and could spend thousands per month. It's smart, though, tobudget about $100 per month for new clothes or shoes in case youneed them or want to shop.
The average auto insurance premium for the citizen of Arizona is $1856 in 2009; the national average is $1,796. Even within the state of Arizona, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Arizona is 14% higher… in the year 2009 than the year 2008. In year 2008 was 9% lower than 2007 in Arizona. ( Full Answer )
Your renters insurance quotes do not depend solely on your region (Los Angeles) but a number of other factors, most importantly: which valuable items that you own do you want to insure with personal property coverage? Here is an informative article I found on how to find affordable renters insura…nce anywhere in the country: http://www.insuranceagents.com/free-renters-quotes.html ( Full Answer )
It depends on several things such as: purchase price, length ofloan and interest rate. A new car will have a bigger sticker pricebut a better rate and longer term loan.
Â£50. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
Anywhere from 10 to 25 dollars a month. Depending on how much coverage you have.
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
Check out Edmunds.com for the actual cost calculator. A Honda civic (new) is 30 some cents per mile, a more expensive car such as a Ford Mustang GT V8 is about 40 cents per mile.
Normally per year, there are over 5,000 cars being bought! And with all these cars, it is not good for the environment!
For new drivers (aged 17-20) Â£4000 For a person having 2-3 year No Claim Bonus - Â£2000
This is a very broad question, depending on the size and contents of the home, the locality (is it in a high risk or high natural disaster zone) is it near a downtown, or residential. All these factors are taken into consideration, even if you smoke as that would cost more as you would have a higher… risk of fire etc. Check atleast 3 local home insurance companies in your local community and compare rates and the pros and cons. Sorry it is hard to give a definitive answer. ( Full Answer )
Each person is different so it is difficult to give an average onhousehold items. The average American spends about $100 a month onhousehold supplies like laundry soap, hygiene items, and othernecessities not including food and shelter.
Service, intervals, Miles and average cost (check your owners manual first) Oil &filter change/ lube 3months-regular/1 year-synthetic 3,000/10,000- $15-45 Tire Rotation 6 months 6,000- maybe free, $5-15.00 Wheel alignment 1 year 9,000 - $40-100 Brake fluid flushed 2 years 30,000- $75-100 … Engine coolant-green 2 years 30,000- $90-150 Engine coolant-red 5 years 100,000- same as above Power steering fluid 2 years 30,000- $75-100 Automatic transmission service 2 years 24,000- $100-200 Air conditioning system(recharge) As needed- $100-175 fuel injection cleaning 2 years 25,000- $90-150 Inspect & repair or replace brakes 1 year 14,000-$100-200 add $100 for rotor replacement belts and hoses 3 months (at oil change) 3,000- $150-400 (depends on how many) lights 3 months (at oil change) 3,000- $15-40 Tire pressure 3 months (at season change) 3,000- .50Cents or less Air filter 3 months (at oil change) 3,000- $20-50 Fuel filter 2 years 24,000- $60-175 ( Full Answer )
Groceries have a large range in price. Depending on if you buy organic, gluten-free, and other types of more expensive speciality groceries, you can rack up more than $1000 per month in food. And it also depends on how many people you're feeding!
One way is buying generic products, another is to shop around by looking at flyers. You will find deals on things you buy regularly and you may also find a new place to shop.
There are many examples of different life insurance rates on the Banner Life Insurance site. There is a couple who can get over a million dollars in coverage for a term plan starting at $55 per month. They have other examples on their site and also an online quote available.
"In the state of Texas, the average cost of automobile insurance is $808. This is directly related to the lower number of accidents on the road, compared to neighboring states."
It is hard to say that there is an "average cost", because the premium depends upon a number of variables. These include: 1. The age and driving history of the primary driver; 2. The make and model of the vehicle; 3. The coverages selected (some are mandated by law and some are optional); 4…. Where the car is garaged (often delineated by zip code); 5. The policy limits selected; 6. The deductibles selected. There may be other factors peculiar to California insurance law, but these are the ones that create primary variability in premium. ( Full Answer )
The IRS allows: .51 cents per mile for business. .19 cents per mile for medical or moving expenses. .14 cents per mile for charitable expenses. Want to know what a particular make & model will cost per mile then click the link.
The average cost of car insurance in the world is difficult to find due to inflation and currency exchange. However the average cost of car insurance in 2010 in the USA was $791 and in 2012 the average cost of car insurance in the United Kingdom hit 971 euros.
It is not possible to give you the average cost or car insurance from Mercury Motor Insurance as the amount charged depends on a number of variables. These variables include, the type of car, the age of the driver and the amount of time they have been driving, as well as taking into account any prev…ious insurance claims or no claims discounts. ( Full Answer )
In the UK, a woman can expect to pay about 2,200 pounds a year to get car insurance. The price has supposedly increased as women seek for more equality.
, the average woman American spends $1700 on buying clothes andrelated items per year that's $283.33 per month