HBFC is the pioneer and premier specialized housing finance institution of Pakistan. It was established trough an enactment of parliament way back in 1952. In that way, it is also one of the longest serving and surviving financial institution of the country.
HBFC is not a failure. Its health has been grossly misstated, and it has been misrepresented by the current management for the purpose only known to them.
Only recently HBFC showed a process of institutional turnaround, which brought international laurel for not only HBFC, but also for Pakistan. One can read detailed report on this at http://www.allbusiness.com/government/government-bodies-offices-heads/10596994-1.html and http://www.encyclopedia.com/doc/1P3-1490194451.html.
Presently, main problem with HBFC is lack of proper focus of the government, and total lack of competency of its present management, and its lack of knowledge and professionalism. Present management (a singular term used in Pakistan to denote the head and all powerful authority of a body corporate) of HBFC does not know how to read and interpret a financial statement, what to say about his competency of managing the financial statement.
HBFC is surely in some trouble for not having a proper management, but it has not yet failed.
HBFCHouse Building Finance CorporationA semi Government Office for giving Loan to public for their use as Construction ,development,and marital purpose.This Corporation is working in Pakistan and many countries.
Pakistan is not a failuer state.
He believed that his failure to prevent the Hindu and Muslim leaderships decision to split the Muslim population into its own country of Pakistan, and resulting in millions of deaths during the migrations that followed, was his biggest failure.
mainly India and Pakistan problem
greed of power
Plants cause heart failure
The major internal cause of slope failure is gravity.
i dont think they would cause kidney failure, but it would cause lots of other problems.
consequently, the 1956 constitutuon could not ensured stability and completly failed to resolve the issue of the electorate. moreover, it created an artificial parity between East and West pakistan by merging the provinces, states and others administrative units of the western wing of the country into one until, in order to neutralise the numerical majority...
Saloni died on October 15, 2010, in Karachi, Pakistan of liver failure.
It is a very unlikely cause of kidney failure(if it is large and bilateral or affect the only existing kidney) .
Perhaps the terrorism in Pakistan and poverty in Bangladesh are responsible for the failure. After Jinnah and Liaqat Ali, Pakistan did not have a leader who could control the country