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"Full Coverage" usually means you have enough coverage to fix your car and their car regardless of who is At Fault. PI and PD only fixes their car and your injuries.

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โˆ™ 2006-07-25 00:54:39
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Q: What is the difference between Full Coverage and Pl and PD insurance?
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What is the difference between minimum and full coverage with auto insurance?

Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.


What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


What is the difference between full coverage and third party auto insurance?

Third party insurance only covers the property of the other person(s) involved in an accident, not your car. Full coverage insurance (or comprehensive insurance) also covers your car if you damage it.


Do you have to have full coverage for gap to pay?

Yes, you do. GAP coverage covers the difference between the value of the car and the amount owed. That means that you are making payments on the car, which is financed, which requires full coverage, insurance wise.


What is the difference between liability insurance and full coverage?

Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.


Where can one buy full coverage auto insurance?

Full coverage auto insurance will be available from all the major insurance firms. Allstate, State Farm, Geico, and Progressive all offer it. Full coverage is more expensive.


If you have SR22 do you have full coverage?

Auto InsuranceIts just Auto Insurance. If You buy full coverage you will have it or you can just buy liability. The SR22 certificate is not your car Insurance. It's just a form giving proof that you have Insurance. It's up to you if you want to buy Full Coverage or not.


If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers


Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.


Do car insurance Nebraska laws require me to have full coverage insurance?

In Nebraska, you're actually not required to have full coverage. You'll only need to have minimum liability insurance.


Do you need full coverage insurance on a vehicle in order to have a cracked windshield replaced or will liability and PIP insurance cover it?

Full coverage, minus the deductible.


Can a car be repossessed because of no collision insurance when standard insurance was active on the car?

If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.


When will a person be required to have full coverage insurance?

usually you only need full coverage if you are financing or leasing your vehicle.


Can you get full coverage insurance on a salvage title car in Louisiana?

My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.


What type of insurance does alfa insurance provide?

Alfa insurance is a full coverage agency. They cover auto, life and home insurance. They have multiple options of coverage for you to choose from.


Does liability insurance cover passengers?

no, full coverage does


Is full coverage auto insurance required for auto financing?

Yes, full coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.


Does car insurance in Indiana reimburse you for hail damage?

Yes, you will be reimbursed if you have full coverage on your car. If you do not have full coverage then you will not be covered.


What is the difference between full coverage auto insurance and comprehensive and collision insurance?

This is a good question. Full coverage was a term that used to be used in insurance to describe a policy that had liability, comprehensive, collision and any other endorsements that the client wanted such as rental coverage and whatever else. Due to it being the day of suing over everything we don't use the term any more because too many attorneys have convinced people that full coverage had to mean every possible coverage that there is and then some even though the person knew what they bought. No individual responsibility for reading the policy or at least the declarations summary page, just sue. So now we don't say full coverage any more, we name each coverage separately.


What if my car is in a friends GARAGE and it burned down including my car?

Homeowners insurance does not cover automobile losses.If you have full coverage insurance on your car you can seek coverage from your auto insurer.If you have only liability insurance then that is just the chance you take in opting not to obtain full coverage.AnswerIf you had full coverage insurance, it would pay for it. If he had insurance on the building, there should have been coverage for contents. He would collect and you would have to get him to pay you for your car. You might have to sue him for it if he doesn't want to pay.


How does full coverage insurance pay offs work?

Full coverage insurance will help you get your car fixed after it has been wrecked. You can also get a new car if it has been completely totaled.


Can you put full coverage insurance on a car with a salvage title car in Georgia?

I know of no insurance company in any U.S. sate that will give you full coverage on a salvaged vehicle.


How long do I need full insurance coverage on a financed vehicle?

In California, anyway, you need full insurance coverage on a car the whole time it is financed. After its paid off, you can drop a bunch of the coverage and just carry liability.


Will the Insurance Company pay for a rental car if the accident is your fault and if you have full coverage ins?

Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.


Does the state of Missouri require rental car to be paid for under full coverage auto insurance?

No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.