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Collision covers damage from collisions only, whether it is a fender-bender in the parking lot, running into the garage, or a traffic accident. Comprehensive covers damage "other than by collision", that would be hail, flood, vandalism, windshield pits, etc.

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โˆ™ 2006-04-03 02:58:57
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Q: What is the difference between auto comphrehensive and auto collision insurance coverage?
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Related questions

Can I get insurance to cover collision in Illinois?

You can get insurance to cover collision in Illinois. Simply check with your automobile insurance provider and add collision coverage to your coverage.


What does collision coverage What does collision coverage?

In automobile insurance, collision coverage provides for repairing a vehicle when it is damaged due to the fault of the insured. Liability insurance provides for cost of repair of the OTHER vehicle if you damaged it.


Can you sue the state for hitting a deer your car is total and your insurance will not pay?

You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.


Can I get insurance to cover collision in Virginia?

Most insurance companies will offer a package for collision coverage, if you qualify for coverage. Inquire your local companies in Virginia for information and insurance policies.


Why You Need Virginia Collision Car Insurance?

Drivers need Virginia collision car insurance to protect them financially in the even they cause crashes that damage their cars. When such events occur, collision insurance pays for damage done to cars belonging to the insured. Liability insurance carried by insured drivers covers damage done to the property of others. Collision insurance makes sure that drivers can have their cars repaired after an accident.Obtaining Collision InsuranceDrivers can buy collision insurance whenever they get a quote for auto insurance coverage. Drivers can evaluate the cost of collision coverage and compare it with the benefits of that coverage. Insurance agents can help drivers evaluate the need for collision insurance coverage. Drivers who own expensive cars usually want to carry collision coverage to control the financial impact of repairs. Auto owners who finance their vehicles also need collision insurance coverage. Usually, banks and finance companies require car buyers to purchase collision coverage to protect the interests of the lienholder. After owners pay off their car, they can choose to drop collision coverage.Getting Advice About Collision InsuranceDrivers can get advice about collision insurance from their insurance agents, insurance companies or financial advisors. These professionals will gather information about the financial condition of drivers, and the value of their cars and the cost of collision coverage to help drivers decide whether to buy or forgo coverage. Drivers who own cars outright can drop their collision coverage, especially if they must keep their insurance costs to a minimum. Drivers without collision insurance must accept full financial responsibility if they cause wrecks that damage their cars.Shopping Around For Collision InsuranceDrivers should shop among several car insurance companies before choosing a policy that includes collision insurance. The lowest price for coverage may come from insurance companies other than the ones with the lowest liability-only coverage. By shopping all alternatives, drivers can find the lowest price for the needed amount of collision insurance coverage.


What is collision in car insurance?

Collision is a slang term for coverage on your car if you cause the accident.


What is a type of auto insurance that covers damages to the car resulting from collision with another car or object?

It's called Collision coverage and is usually purchased along with Comprehensive coverage when you buy your auto insurance. If you purchased the collision coverage option when you bought your auto insurance policy it will be covered.AnswerThird party car insurance.


How do i go about getting my totaled and financed car covered by an insurance company that let me get a policy with no collision?

The insurance company would not have required you to get insurance coverage, as it is an optional coverage from the insurer's standpoint. The bigger issue is that the company through which you financed the car would have required collision coverage because it was interested in protecting the value of the collateral. Therefore, it may have obtained "forced-placed" collision coverage on the car and charged the premium to you (through your car payment). If that was done, you would normally have rec'd notice of it and been given a chance to get collision coverage and produce proof of it. Furthermore, collision coverage would have to have been in force at the time of the collision; it would not be retroactively applied to cover the loss.


Does your insurance cover such things as collision repair?

When you arrange for auto insurance, you have a number of options for the type of coverage you want. Collision repair is one of those options. If the vehicle is financed, collision and comprehensive coverage are required. If coverage exists, refer to the policy for details. www.insurance.com


You have no collision coverage and was hit by another car what can you do?

Collision coverage covers accidents you are at fault for. Their insurance should pay for any damages to your vehicle.


Does gap insurance cover a death?

No. If a car is determined to be a total loss as a result of a collision, GAP insurance pays the difference between what the collision coverage pays as the actual cash value of the car and the outstanding loan balance.


What insurance is needed in case of a car collision?

Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.


Where can I purchase collision insurance in Virginia?

Inquire insurance details in Virginia. You will get information concerning various insurance companies, and you will find out which would provide collision coverage.


If someone other than a family member is involved in an accident in your vehicle and is at fault whose insurance is responsible?

Barring any exclusions in the policy, the insurance 'stays with the car' so your insurance will pay for the damage to the innocent persons vehicle (under your liablity coverage). If you have collison coverage on your vehicle/policy it too will pay to repair your vehicle less the deductible. If there is no collision coverage on your vehicle and the driver has a policy with collision coverage the drivers collision coverage may step in and repair your vehicle, but ONLY if you don't have collision coverage.


What is a description of the options available with auto insurance?

Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)


What is usually covered by a comprehensive motor insurance?

Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.


Can a car be repossessed because of no collision insurance when standard insurance was active on the car?

If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.


What type of insurance will pay for damages if you are the victim of a hit-and-run driver?

Comprehensive Coverage.


Can I get insurance to cover collision in Ohio?

Yes, you can definitely get collision coverage insurance in Ohio, as that is a fairly common category to get insured for. You can contact an agent and get it added to your premium.


Does your insurance cover if you bumped into a car in a parking lot?

yes if you have collision coverage.


What will collision insurance cover in the event of an accident?

Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.


Will your insurance cover your car if you were at fault?

If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car. If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.


What is the collision coverage?

That is the part of your insurance that pays for damage to your vehicle, when you are at fault, if you are involved in an accident. This is coverage would need to be purchased in addition to your regular liability insurance.


Is backing up into a telephone pole is it covered under comprehensive or collision coverage?

This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke.


If another person is driving your car with consent and swerves to miss a deer but lands in ditch and damages the car who is liable?

typcially the insurance stays with the car....if you have collision coverage (if no actual contact with the deer would be collision rather than comprehensive coverage), your insurance would cover.....in most states if there is no collision coverage on the vehicle, but the driver has a vehicle that has the needed coverage it would then apply.........