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A credit agency is a company that give you credit. for example : cibc, scotia bank other credit cards. bank loans, secured loans etc. A credit bureau, is where your credit information is kept, equifax etc. hope this helped.

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16y ago

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Related Questions

What agency can produce a report about your past and present credit activity?

a credit bureau


Is there a dollar amount for collection agency's to report to the credit bureau?

A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.


What agency collects information on how promptly people pay their bills?

Credit bureau


How does a company report someone to the credit bureau?

The original creditor either sells the debt to a collection agency or the collection agency may aquire the debt on a contingency basis. At any rate once the account is in collections 30 days from the date of turn over the collection agency has the right to report the account to the credit bureau. Accounts are sent to the credit bureau via internet with encrypted files.


What is the difference between a Consumer Reporting Agency and A Credit Reporting Agency under the guidelines of the Fair Credit Reporting Act?

there is no difference, it is the same. They were called Credit reaporting agencies several years ago, then the terms was changed to consumer reporting agencies as they are not used for more than just Credit Reporting.


What should you do if your credit report is incorrect?

Of course, but you must contact the credit bureau or credit agency which provided the information. Contact the primary credit-data agencies at:


How do you get child support off your credit report?

as long as the child support agency is reporting it to credit bureau theres no way but to pay it that i know of


How can on time rent payments be reported to a credit bureau?

Only clients of a credit reporting agency may "report" credit information. Rent payments, therefore, are typically excluded.


What is difference between rural credit and micro credit?

What is the difference between micro credt and rural credit?


How do you find out what financial institution issued a credit card when the account number is not on your credit report?

Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.


What is the difference between installment credit and open ended credit?

the difference between installment credit and open ended credit is they are the same..


Are credit reporting agencies international?

There is no largely recognized agency that acts as an international credit bureau. The laws surrounding credit reporting are complex and would be very difficult to apply and enforce internationally.