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Medically underwritten coverage requires a questionaire, in which case pre-existing conditions may not be covered. Guaranteed issue is like an "existing medical condition blind" policy. It may have less coverage, and cost more, because the insurer is taking a bigger chance on the individual applicant.

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โˆ™ 2008-11-03 21:50:18
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Q: What is the difference between medically underwritten and guaranteed coverage?
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Is an insurance company required to provide health insurance to an individual?

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