Michigan Has a Drivers Responsibility Fee. I'm not sure what the ticket cost is and I think it varies for each county court. If you have NO insurance at ALL, the DRF is $500.00 x 2 years. If you are just pulled over and do not have a valid proof of insurance the DRF is $200.00 x 2 years.
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
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