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The gimmick is that you'll receive a free credit report...and a 30-day trial to whatever service they're selling. If you don't follow the instructions to the letter to cancel the 30-day trial, it will be renewed automatically and you will have bought into a monthly or annual paid program. If you click on (or copy and paste) the link below, you can receive all three credit reports absolutely free of any charge or gimmick. It's suggested that you stagger the three reports - one every four months - to keep a rotating watch on your credit for ID theft and innacuracies. https://www.annualcreditreport.com/cra/index.jsp At http://www.annualcreditreport.com there is no gimmick attached. You can check your credit for free from all 3 companies once per year. Each company will try to sell you your fica score for $5, but you don't have to buy in order to see your credit report.

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Q: What is the gimmick attached to free credit reports?
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Related questions

What is the government site for free credit reports?

There IS no government site for free credit reports, since credit reports are provided by private firms, NOT by the government.


Where can one find credit free reports?

Finding Free Credit Reports is a simple task to do. There are a hosts of websites that offer free Free Credit reports for working class individual and the website Free Credit Score is an official site to check out a credit report.


Where can I find free annual credit reports online?

You can get free annual credit reports online from www.freecreditreport.com.


How can one obtain free 3 credit reports?

For those looking to obtain 3 free credit scores and credit reports they may be able to get it from the Free Score website. The site offers 3 free credit scores and credit reports from 3 credit bureaus.


How many free credit reports are you entitled to in a year?

Each person is eligible for three free credit reports a year. These reports are available from the following credit reports bureaus: Equifax, Experian, and TransUnion.


Are the online free credit reports reliable?

Yes, free online credit reports are usually pulled from the 3 major credit bureaus Experian, Equifax and Trans Union. These are the same credit reports your lenders will pull if they pull your credit.


Where are free credit reports available?

There are free credit reports available at www.freecreditscore.com. You can also obtain a credit report from your bank pr credit institution. As well, you can get one from a financial company.


How can I obtain my 3 free credit bureau reports annually online?

I recently received an email from a place online called Free Credit Reports 360. You can get all 3 credit bureau reports from them.


What are the three companies that provide free credit reports?

The three companies that provide your free credit reports are Experian, Equifax, and Transunion. Usually you can find these companies and their reports on annualcreditreport.com


Requesting Your Free Credit Reports and Credit Scores?

If you are looking to get free credit reports and credit score, there are a number of agencies that provide these reports online. Free credit reports and credit score companies arm you with the tools you need to have a clear picture of your financial health. Your free scores from the major credit bureaus will allow you to see exactly what lenders will see when they decided to extend credit to you. This is also the report and score that potential landlords and employers will see. Access your free credit report and credit score every year to make sure the information is correct.


Where can one find a free credit report?

There are no places that can give you a actual free credit report, credit reports can only legally be done at a credit bureau. There are websites that claim to give free credit reports only to manipulate people to make payments.


Does freecreditreportcom provide truly free credit reports?

In my opinion freecreditreport.com does not provide truly free credit reports and it if false advertisment. You do have to pay for some of your credit reports because there is more than one. But they dont tell you that on the commercial.