Other than the obvious important health safety in you home country, you must be aware that when traveling abroad you much become immunized against diseases that my not be an issue in your home country. Contact your health department for more information.
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Travel health insurance lets you see any doctor, anywhere you are. Normal health insurance does not allow that and only allows you to see your primary doctor. With travel health insurance, you are protected no matter where you are. So, yes, travel health insurance is worth it. http://www.hthtravelinsurance.com/
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If traveling out of the country it is good to get travel health insurance as your local health insurance will most likely not cover you abroad. Some companies that provide travel health insurance are FrontierMEDEX, Gobal Underwriters, HTH Worldwide, IMG, Travel Guard, and of course these are just a few.