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Q: What is the law in Vermont for retrieving your things in an apartment you shared with other renters?
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Can you share renters insurance with your roommates?

Renters insurance is definitely worth getting. Most agents or brokers from whom homeowners insurance can be purchased can also write renters insurance. As for renters insurance being shared... since you are renting the premises, renters insurance covers contents only (not the structure of the building). The policy that you buy will specify the meetes and bounds of what is covered. It is important that you list on the application or other document tendered by the agent, the items that you wish to insure. The value of the items will determine the amount of coverage that you buy. If you are buying the insurance with your roomate, be sure that both of you are shown to be insureds on the policy. Keep in mind, though, that if you part ways, the policy may have to be altered for the person who moved because the risk has changed (the property insured will be relocated to a new location). Get receipts, photos, and descriptions ready for each of the items, especially the expensive items, and tell your renters insurance company that you want to add additional items to your renters insurance policy.


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Can your fiance kick you out of a shared apartment without notice?

Being that you do not hold ownership, but just simply help pay for the rent it is perfectly legal to do so. Unless he still has your stuff in his apartment it would be considered theft and therefore, he commited a suable crime.


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