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Q: What is the main advantage of getting credit in this case?
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The main advantage of no credit check home loans is that you can get a loan for a home even if you have bad credit. This will allow you to buy a home of your choosing.


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The main advantage... is that you don't have to pay for your purchases immediately. The purpose of a credit card - is to allow the user to buy items, and defer payment to a later date - or spread the cost of the purchase over a period of time.


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What is the main advantage of it?

You are not specific enough. The main advantage of what? It does not make any sense.


What is the main advantage to using credit cards is that they?

The main advantage is that they allow the 'user' to buy (usually expensive) items even if they don't have enough money in their bank account. They also get the option to spread the purchase over a number of months, rather than paying for it all in one go.