What is the maximum wage garnishment for Texas?

Answer 1

There is no wage garnishment in Texas for most debts and judgments, so the literal answer is 0%. That's for unpaid credit cards, old medical bills, etc. They can take every penny you have in the bank, but they can't take it out of your paycheck. Exceptions would be for taxes, child support or Chapter 13 bankruptcy payments.

By filling out the proper form, you can limit what the Dallas office of the IRS takes to a maximum of $179.81 per week.

For child support, there is a sliding scale depending on how much you make, how many total children you have, and whether those children have all the same parents or only have the 1 parent (you) in common. That sliding scale is in the Texas Family Code.

For Chapter 13 bankruptcy, there is no set maximum amount. Instead, it is calculated by a combination of the Means Test (Form B22) and your Schedule J ("total income" minus "total expenses"). The bankruptcy judge and trustee use those budgets to calculate how much you can afford to pay but still leaving you with plenty to live on.