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What is the meaning of standard auto insurance?

Updated: 8/20/2019
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10y ago

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Standard auto insurance generally refers to the basic car insurance one needs in order to legally drive a vehicle. Often, standard insurance is acceptable for most drivers.

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Q: What is the meaning of standard auto insurance?
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Where can I find standard auto insurance?

Standard auto insurance is just liability insurance. You can find it from companies like Progressive insurance, and State Farm Insurance, or any local company.


What does a standard insurance include?

"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."


What is a non-standard auto insurance policy?

A non-standard auto insurance carrier is an insurance company that insures higher risk drivers - such as drivers with multiple tickets or accidents and/or poor credit.


Can you get auto insurance if your auto policy is canceled?

Yes. Sounds like you haven't had insurance for a while. You'll probably need non-standard auto.


Does Safeauto offer home insurance along with auto insurance?

Safeauto is an insurance company that only writes personal auto insurance. Usually what they write is what is called non-standard auto insurance. They don't offer homeowners insurance as far as I know.


Is progressive a non standard auto insurance company?

Yes


Is life insurance on auto loans for seniors standard practice?

no not really


What is the difference between specialty auto insurance and standard auto insurance?

Many insurance companies purchase a standardized policy form from vendors such as ISO (Insurance Services Office). Some companies vary their policy from the standardized form and make it a little different from the ISO policy form. The companies who use the standard form are referred to as Standard Auto Insurance and those who do not are referred to as Specialty Auto Insurance. In reality all of them are a little different and are made different by endorsements. The Specialty Auto Policies have a little less coverage in certain small areas of coverage. The differences are generally small.


Can I get auto insurance with my spouse's license under suspension?

Yes, you can even insure her. It will need to be a non-standard auto policy.


What are the main benefits of group auto insurance?

Group auto insurance differs from standard auto insurance in that it provides a discount to specific groups, typically employees of a specific company or organization. The benefit is that these policies tend to make payments lower for individuals in the group.


Are there any non standard auto insurance company in new York area?

no because you pooped


Is the loan for a vehicle paid off when the owner dies?

Not under the standard auto insurance policy.